El Mirage
There are many suburbs in the Valley of the Sun. One such suburb is that of the town of “El Mirage.” But don’t let the name fool you. It is no mirage at all. Here’s some interesting bits of history to this unexpected jewel of the Valley.
What makes El Mirage Special?
To start, El Mirage is considered by many to be the Gateway to the Northwest Valley of the Greater Phoenix Metropolitan Area. This is a farcry from its humble farmland beginnings circa the 1930s. The city is nearby Luke Air Force Base (AFB), the largest Air Force training base in the world to date. It also is the home of the Greater Maricopa Foreign Trade Zone (FTZ). What this is is a government designated site to store both foreign and domestic goods; these goods can also be assembled and exhibited inside this zone for sale.
There is also a strong Hohokam presence that founded where El Mirage stands today. Shortly afterwards migrant farmers settled along the West Bank of the once thriving Agua Fria River. Then El Mirage was incorporated into the Metropolitan City of Phoenix in 1951. So far, this fair city has seen a flux of residents looking for affordable homes, a non-rush feel to town life, and overall a place to call home. Well, it’s no illusion that El Mirage has come to be such a place.
Phoenix Title Loans Standing in All of This
Our stance in all of this is simple: We wish to offer our title loans to the citizens of this lovely city. Phoenix Title Loans has a variety of services at our disposal, such as auto title loans, truck title loans, custom car title loans, and more. We even have the option to refinance auto title loans to suit your financial needs. And should you work outside of town, there are several locations throughout the Valley of the Sun. Visit any of these locations to suit your everyday needs. We have stores in Mesa, Tempe, Chandler, Casa Grande, Avondale, Scottsdale, Phoenix, and more!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations. CREDIT CHECK NOT REQUIRED ON MOST LOANS.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.



