Auto Title Loans for Lexus Owners
The luxury vehicle of the East: Lexus has become a known brand for luxury and affordability across 70 nations. In fact, there are many Lexus vehicles driving throughout the Valley of the Sun today. Having been in the title loan industry as long as we have, we’ve offered many title loans for our customers. So if Lexus owners need auto title loans Lexus owners can rely on Phoenix Title Loans!
What makes Lexus Special?
While its origins are made in Japan, it’s most famous here in the States. The Lexus brand started out as a premium sedan project (code named F1). During this time, a majority of the Lexus success was overseas. It was Japan’s major export of vehicle under the Toyota make. It eventually became its own brand from 2005 onward.
Lexus vehicles have recently fallen in favor as the luxury car of choice. With Mercedes-Benz and BMW having stolen the spotlight over the last decade, it’s nice to see Lexus vehicles back on the rise. Here at Phoenix Title Loans we’ve noticed a sharp increase in our luxury vehicle title loans, especially Lexus vehicles as they’re on the rise. They are some of our favorite title loans to do among all of our vehicles, especially due to their reliability. We see Toyota Camrys and Corollas over twenty years old still truckin’ along on the road with what looks like no wear or tear at all, it’s astounding. Because Lexus vehicles are made by Toyota, we see the same kind of reliability in them as well. This kind of reliability makes them some of our most trusted, high value, low payment, low interest loans to perform for people. If you’re looking for a Lexus title loan, come to the people that know the best: Phoenix Title Loans.
Auto Title Loans Lexus Models Accepted in Phoenix Title Loans
We have taken in multiple types of Lexus models over the years including, but not limited to:
- The Lexus IS
- Lexus LS
- The Lexus LX Coupe
- Lexus GS F
As you have noticed, the Lexus brands are based on two letters, followed by a second letter if necessary, to explain model. For example, the “LS” stands for “Luxury Sedan.” Additionally, there may be numbers that follow these letters, such as the LS 350. All that means is you have to divide the three numbers by 100; or multiply by 100 if you know the engine displacement.
Why go to Phoenix Title Loans for Lexus Auto Title Loans?
Successful business speaks for itself. As a Valley owned and operated company we made sure our success was the Valley’s success. We have seen steady and incredible support from our customers, who come to us for title loans. Through their support we have been able to expand our services to Valley cities such as Tempe, Chandler, Mesa, Phoenix, Avondale, Scottsdale, Glendale, Casa Grande and more. In need of some cash now? Visit us today!
Loan to value is the amount of cash relative to the actual value of your vehicle. Once the loan amount is determined, we send you home with cash and keep just a copy of your title with us. However, your title does have to be free and clear of any liens or loans against it. Another important reason Phoenix Title Loans is the place for you is because of our longstanding good history, and also our immense amount of experience with Lexus vehicles in general. We’ve been around for over a decade, but to date we’ve done hundreds if not thousands of Lexus title loans. We pride ourselves on our ability to appropriately evaluate vehicles. There’s so many more benefits to this than you just getting extra cash. That seems to be people’s main concern when we talk about the valuation of vehicles, but if you as a title loan lender can be confident in your appraisal, then it allows you to introduce unique terms that many other title loan lenders simply won’t. These include a lower interest rate, lower monthly payments, and then of course the golden one: a higher loan value. Turn to Phoenix Title Loans not only for our fair and appropriate treatment, but because we know what we’re doing and that not only benefits us, but it benefits you immensely.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations. CREDIT CHECK NOT REQUIRED ON MOST LOANS.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
