Title loans, auto title loans, car title loans or any other vehicle title loans are a type of secured loan in which you can use the clear or almost paid off title of your vehicle as collateral. We have all heard about title loans from ads that we have either seen on TV, read about online or heard on the radio. Many do not understand how a title loan actually works causing them to miss out on a valuable cash resource when it perhaps needed the most.
We have all found ourselves in a situation where we needed cash quickly. Perhaps it was for emergency home repairs like replacing an air conditioner or hot water heater. Maybe sudden and unexpected medical or dental bills. It could be for necessary vehicle repairs, parts or new tires.
The point is that whatever the reason might be, a title loan from Phoenix Title Loans, LLC just might be the solution. With 10 Valley-wide locations we want you to know that when you find yourself in a situation where you need cash fast, you do have options available and that a title loan can help you quickly obtain the cash you need now for whatever the reason.
My Credit Is Not Great. How Will I Get Approval?
When you take a title loan, you surrender your vehicle’s title to the lender and allow them to place a lien on it in exchange for the amount you are borrowing. Unlike other types of car loans, a title loan allows you to utilize the title of a vehicle that you already own to secure the cash you need while, in most cases, continuing to drive your car regardless of your credit history. Whether you have good credit, bad credit, slow credit or no credit the cash you need may be in the vehicle that you are driving. Look here if you’re concerned about bad credit loans for all the information you need. Once you feel confident about getting the title loan, simply fill out our title loan application at the store. When at the store, you have the option of English or Spanish.
How Long Do I have To Payback My Title Loan?
You can take up to 36 months to repay your title loan. There are no penalties or prepayment fees applied if you pay your title loan off early. You can even continue driving your car while your loan is being repaid. We know you need the car for things to do in life. As long as you continue to make the required minimum monthly payments, we’re set to go.
Why Get A Title Loan Through Phoenix Title Loans, LLC?
We are known for giving our customers the most cash along with the lowest interest rates for their title loans. We pride ourselves of the fact that we’ll accept almost any type of vehicle; car, truck or van. Whether it’s a boat, an ATV, a recreational vehicle, a sports car, muscle car, collectible car… We can get you an auto title loan for it.
So If you own a and have a clear title or an existing title loan from another lender then an Auto Title Loan from Phoenix Title Loans, LLC can get you the cash you need in minutes with no hassles and regardless of your credit history. You have several options to choose from. First, simply Complete our on-line application. Second, you can speak with one of our representatives; then just drive to one of our 11 convenient valley wide locations. This will help you to get Phoenix Metro title loans, Scottsdale title loans, Avondale title loans, Mesa title loans, Tempe title loans, auto title loans Chandler as well, and Casa Grande title loans in these areas.
What happens when I’m at one of these stores?
While at the store, let our staff appraise your vehicle, fill out a bit of paperwork and within minutes you will be driving away with the cash you need. You can find a list of our valley-wide locations here.
Any other perks to Phoenix Title Loans that makes you stand out?
Absolutely! While our competition will offer 30 day no payment on their loans, we’ll come at them with 60 days no payment! That’s right: two months to get you back on your feet before you even need to make the first payment. We also have the benefit of accepting almost ANY vehicle as long as the title is free and clear. If it’s not yet, contact us and we can assist as best we can. Even if you chose to go somewhere ELSE for your title loan Phoenix Title Loans can still help you out!
Multiple Locations in Arizona
One of the best features of Phoenix Title Loans is our multiple locations across the Valley of the Sun. Instead of searching for an auto title loan Phoenix store, just look to us! We have eleven locations spread throughout the Valley, in Phoenix, Scottsdale, Chandler, Avondale, Mesa, Tempe, Casa Grande and so on. We even provided the kinds of auto title loans Casa Grande locals would want! And customers keep coming back to us as the auto title lender choice when they need a financial problem solved!