There are many holidays: Christmas, New Years, St. Patrick’s, even Thanksgiving! As with companies having special restrictions for working on Sunday, holidays have been known to have businesses close in observance of them. We at Phoenix Title Loans also respect holidays, as all businesses do. But we also understand customers need us when they least expect it. We are the few opened stores when you need a title loan company open on holidays in the Valley of the Sun.
Why are you a Title Loan Company Open on Holidays?
Simply put, emergencies know no holiday; neither do bills, rents, etc. Getting hit with bills during the holidays is the hardest. You need to pay them or risk paying MORE money for bills. So what do you do in this situation? Depending on how deep you are in debt, you want to find places that can get you the extra money you need. A Title Loan company is such a place; and we’re a title loan company. However, if we were to be, say, closed for the whole day because of a holiday, you miss out on getting that financial situation handled for that day. We don’t want to see our customers in that type of situation if we can help it.
Didn’t You State You Observe Holidays?
We do, so to compromise, we have shorter hours of business. Simply closing entirely doesn’t do well for us or customers needing the money as soon as they can. That is why we are open during holidays. Also, it’s not just for customers to get money from us, but also those scheduled to pay us as well. Sometimes, we may write loans that may end up on a holiday. Of which, there are options: you can pay early, or you could risk being late (after letting us know; we’ll work something out for you).
Also the main point of this despite us observing holidays is that when emergencys do strike, where else are you going to have to turn? Every other lending institution is going to be closed with no kind of recourse or outside help. Our goal of being the leading title loan institution in Phoenix, Tempe, Mesa, Scottsdale, Chandler, and Casa Grande is to help you solve instances of financial disparity. The best way for us to do this is to always be available as otherwise we wouldn’t be serving our purpose. We don’t just want to help whenever it best suits us, but we want you as our customer to know that Phoenix Title Loans is the first place you turn when you do need assistance. While we might have limited hours on some holidays, for the vast majority we make sure to ourselves in a position to help you. Phoenix Title Loans is here to help and always will be no matter the situation, we can get you the money you need in mere minutes, so just ask and we’ll be here to help when you need us.
What Does It All Mean?
Basically it’s a continued commitment to service to our customers. After all, without them, we have no business. That’s been a simple truth we’ve adhered to for over the past decade while in business. It’s also one of the many reasons we have as many locations as we do. So if you need a title loan company open on holidays, think of Phoenix Title Loans!
On top of all this wonderful information, Phoenix Title Loans boasts the lowest interest rate you’re going to find this side of the Mississippi and the lowest monthly payments. We can get you back on the path of financial security in mere minutes, so contact us today!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations. CREDIT CHECK NOT REQUIRED ON MOST LOANS.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
