Cave Creek, Az
To the Northeastern part of the Valley sits the well-known town of Cave Creek. From its great location near the Mazatzal Peak to the classic western layout in the spirit of the Old West.
Cave Creek’s History
The early days of Cave Creek as a city start back in the 1870s. During this time, the land was the home of the Hohokam Tribe of Native Americans. There is still a Hohokam presence to this day long after they left the land; currently it is occupied alongside the Tonto Apaches. During the 1870s, Maj. Gen. George S. Stoneman was stationed in the area where the city is today. He served in Camp McDowell (now Fort McDowell) and was searching for a faster route to the subsequent Fort Whipple in Prescott. He found such path from an ancient Native American Trail.
After completing the investigation, he named the Native trail the “Stoneman Military Trail” and essentially the area nearby “Cave Creek.”
Shortly afterwards, settlers from the east came and started making a town in 1877 with the “Cave Creek Station.” This small town became a mining town thanks to the efforts of the Cave Creek Mining District. This came into prominence when a wealth of gold was discovered in Gold Hill in 1874; causing a ‘gold rush’ to occur. This lasted until 1993 when the last mine of the city, the Golden Reef mine, closed its mine and donated its property to the local museum. Now the city is expanding and becoming a modern rural town.
How Phoenix Title Loans Fits
Finally, the big question: How can Phoenix Title Loans help with making life in Cave Creek better? Well, let us explain who and what we are.
We’re a title loan company that is locally owned here in the Valley. That means we understand the ins and out of what happens in the Valley of the Sun. Second, since we’re local, we have local residents that work in our stores, so that means we have a flavor of the town to better relate to our customers. This is different from nation chains that may HIRE locally but have to stick to national regulations; thus it limits what they can offer to their customers.
Phoenix Title Loans fits because of our uniqueness from other title loan lenders. The fact of the matter is is that we can find a solution for just about every single Cave Creek title loan customer that decides to walk through our doors. Why is that? Because we have more services to offer than all the other ones combined. Over our longstanding experience, whenever a customer came in that we weren’t equipped to help at that given time, we added the specific service so that the next customer coming in we would be able to help.
We don’t want to send anyone away, and we’ll never send away another Cave Creek resident until our dying day.
We not as restrictive, but we do have guidelines to follow per the State of Arizona. Have to keep it above board, and all. Finally, we offer a variety of title loans. We have the standard auto title loans, motorcycle title loans, truck title loans, SUV title loans, and more. We even have options to refinance any existing title loans you may have from our competition, as well as previous title loans you have from us. Having been in business for over a decade gives us the flexibility to meet customer needs and the financial strength to get them where they need to go. Visit us today!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations. CREDIT CHECK NOT REQUIRED ON MOST LOANS.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
