Convenient Auto Title Loans
Auto Title Loans Are Convenient
The Social Media Age is one of Convenience. There is the convenience of getting our news from such sources. There is also the convenience of communications to friends, family and business
partners. Finally, there’s the ease of being able to do business online. Such is our convenient online title loan application, courtesy of Phoenix Title Loans.
Getting the Process Streamlined to Be Convenient
First and foremost we understand that not all customers can reach our locations at the drop of a hat. The technology to do so has yet to exist. For the time being, we recommend, instead, going to our online title loan application. With this, you can fill out the basic paperwork you need that is then handled to the closest location to you.
Convenient Auto Title Loans Are Not Held Back by Credit Problems
One of the biggest inconveniences to getting money is the shackles that are one’s credit score. If there is so much as a SINGLE error in your credit the hopes of a loan come tumbling down. That’s not the case with auto title loans from Phoenix Title Loans. In fact, your credit score isn’t considered a major factor at all (there are exceptions but those are so rare we almost hardly consider it). So if you have good credit, bad credit or NO credit, never fear! The only thing that will make or break the possibility of an auto title loan is simply the vehicle itself.
Is There A Specific Type of Vehicle That Works For Title Loans?
There’s no restriction on the type of vehicle so long as it runs normally. It could be a car, a truck, a motorcycle, an RV, and other kinds of vehicle. Major manufacturers like Ford, Chevy, Toyota, Honda, etc., are also welcomed. Because the title loan is based on the loan to value that is found in your vehicle.
What makes Phoenix Title Loans Convenient For Me?
We at Phoenix Title Loans have been in successful business for over a decade. The title loans we offer our customers speak for themselves; it’s the kind of debt relief and convenient access that our customers have come to love. Thanks to this, we have successfully opened multiple locations in the Valley of the Sun for the sake of our customers’ support and service. But don’t take our word for it; put us to the test today and see the convenient nature of Phoenix Title Loans for yourself!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
