We’re 85226 Title Loans Providers!
Having proudly services the great areas of both Chandler and Gilbert (and the rest of the valley from our 11 convenient locations) we’re proud to announce our expansion into the area of 85226 Chandler! Phoenix Title Loans, proudly providing all of our wonderful title loan services out of our Oro Express Chandler Pawn and Gold location, is also offering RV Title Loans, Refinance Title Loans, and Boat Title Loans. With our vast experience in the Valley of the Sun, we’ve become experts at getting you not only fast cash, but in a mere matter of minutes!
With so many convenient options, including our Online Application, dedicated phone line at (480) 499-4699, and our actual in-store title loan services, we make getting fast cash title loan 85226 convenient for you. It is our mission to serve, so what’re you waiting for? If you’re in some kind of financial trouble, get the help you need today at Phoenix Title Loans.
How Refinancing a Title Loan with Us Can Help
Our Chandler title loan services are unique and tailored specifically to the residents of 85226 Chandler. Our favorite service to deliver to our customers is our refinance title loan service. Because it can not only help get people additional money out of their title loan, but also helps lower the interest rates being paid.
How would an auto title loan, or even an extension of an auto title loan, help customers get back on their feet? Title loan lenders take advantage of people’s poor situations by putting them in financial situations they know they won’t be able to get themselves out of meaning they end up coming back two months later trying to recover from an even larger bill. Our refinance title loan service can get people lower monthly payments, sometimes extra money out of their vehicle, and a lower interest rate.
At Phoenix Title Loans we are happy to help the fine residents of Chandler evaluate their options at no cost to them. Just click on our live chat down below, on the right hand side, or give us a call. In most situations, we can find a more favorable auto title loan for our customers that works for them better.
Monthly Payments
The biggest issue that hurts many customers that we encounter is the fact that they don’t understand how a monthly payment works. Typically they make their monthly payment and then assume that maybe over a year or two the auto title loan will be paid off. Then they’re blindsided to find out they’ve been paying towards nothing and still owe the same principal balance.
At Phoenix Title Loans, in partnership with Oro Express Chandler, we always make our terms very clear and encourage good debt practices. Which includes paying more than the interest each month so that your loan does eventually get paid off. Or choosing to have an amortized payment schedule. Many people get trapped in auto title loan situations for years and years thinking of it as just another bill, but that doesn’t have to be you.
What Distinguishes 85226 from the Rest?
There’s something for everyone in the 85226 area. The following businesses are a small sampling:
- Chandler Fashion Center
- Lone Butte Casino
- Desert Breeze Park
- Wild Horse Pass Motorsports Park
- Hertz Rentals
About 85226
This area is split by the I-10 Hwy as well as connected to the AZ-202. It also borders the western portion of the AZ-101 leading up to the I-10 Hwy. Finally, it stretches southeast a ways covering both West Riggs and Beltline Roads. This area also follows East Queen Creek Road and the North John Wayne Pkwy on either side of the I-10. Express Auto Spot is a big business in this zip code, which provides unique selections of vehicles you can own. They also offer an indoor facility so you can enjoy the vehicle selection provided.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
