Summer is back! So Stay Cool With Phoenix Title Loans!
Summer is Cooled Down With Cold Hard Cash From Phoenix Title Loans
Welcome to June! This goes without saying, but it’s already looking to become the start of another super hot summer in the Valley of the Sun. So naturally, you want to stay cool and Valley
residents know how to make that happen. But for some of the options, it’s going to require money. That’s where Phoenix Title Loans comes in; getting you the cold hard cash you need to beat the summer heat!
How are Title Loans Going to Help Out This Summer?
Not to sound winded, but cash is the key to keeping you cool. You’ll need it in some form to make sure your AC is running properly; or if you live in an apartment or rent a home, it’ll help when the electric bill comes at your doorstep. You’ll also need it if you don’t have a pool that’s close by or if you want to take cold showers to further cool you down. That all costs extra capital. Title Loans help out by getting you the cash you deserve from your very own vehicle. It’s as simple as driving it to any of our locations and requesting a title loan based on that vehicle.
How Does The Title Loan Process Work?
To get to the chase, bring your car to us. We will inspect it and offer a title loan for it. If you like what we offer, we set up the paperwork right then and there and explain the terms. Should you agree to those terms, simply sign the paperwork, and we get the cash you agreed to as well as get for your needs. It’s a straightforward process when you break down all the nuances. This is a loan, after all. We offer payment plans to get the money you were offered back to us; but should you need more time, let us know.
What Can I Use the Money For?
There are several ways to use the money with what you get from us. Here are some ideas (but don’t let us limit your ideas for how you use the money):
- The money can be used for paying bills that have fallen behind.
- Plan out a vacation with the extra cash
- Invest a portfolio to further revenue streams
- Give to a friend/loved one/etc.
The choice for what you can do with this money is yours alone. So take advantage of it while it’s not TOO hot to do so.
So Why Trust Phoenix Title Loans?
By simply being the staple title loans choice for Valley resident, Phoenix Title Loans is a household name for the past decade and beyond. Now, thanks entirely to our customers, we have locations in almost all of the major Valley Cities: Tempe, Phoenix, Scottsdale, Avondale, Chandler, Glendale, Mesa, Queen Creek, etc. That also means we gained the financial might you need to get through another hot summer, so keep cool with Phoenix Title Loans today!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
