We’re 85018 Title Loan Providers!
Phoenix Title Loans is a title loan company that services the 85018 zip code. No matter what kind of title loan you need, our team of dedicated professionals is here to help you. Our customer friendly agents are able to offer 85018 title loans, 85018 auto title pawns, and 85018 truck title loans. We also refinance title loans to help ease financial burdens.
We work with almost every type of title loan. Loans include automobiles, RVs, SUVs, Trucks and even boats. We make the process of acquiring a title loan as easy as possible. Phoenix Title Loans also works with individuals that live in and across Phoenix.
We have a proven track record of success. For the past decade going, Phoenix Title Loans offers industry leading loans on all of our title loans in Phoenix, AZ. We have tremendous pride in the quality and speed of our 85018 title loan services. Do not feel intimidated by what we offer. We are here to help. Contact us today or get a free quote online for your title loan right now.
Refinancing Your Car for Cash
Refinancing a title loan to actually reasonable terms is one of the wisest things that someone can do. When people talk about refinancing, we usually are thinking about some sort of car loan, or some sort of mortgage or house loan, but many of us simply don’t realize that we can refinance an auto title loan in just the same fashion. Why do we refinance loans anyway? The answer may not be obvious to all of us, so let’s talk about it real quick.
Some people over the life of their mortgage will refinance 3, maybe even 4 times. For a mortgage, it typically has nothing to do with lowering payments (although sometimes that can be part of it) but mostly to do with lowering interest rates. Interest rates particularly for mortgages are typically determined by other economic factors. Meaning that refinancing at the right time can actually save you a significant amount of money.
The title loan lender is typically in complete control over what interest to charge its customers depending on the type of loan. This is where it becomes a wise idea to refinance your title loan, right? Many lenders will charge exorbitant interest rates to its customers because they know they’re in a pinch, so what better time to pull a fast one, eh? At Phoenix Title Loans we don’t follow the same philosophy, and are only here to help our customers never to actually harm them. Refinance your auto title loan through Phoenix Title Loans in Phoenix or Scottsdale and get a lower interest rate, lower monthly payments, and sometimes even more money out of your vehicle than you had before.
Map & Directions From the 85018 Area to North Phoenix Pawn:
There are a multitude of businesses that occupy this zip code. Here’s a selection of business that are a part of the area. The following businesses include:
Scottsdale Location:
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
