We’re 85225 Title Loans Providers!
Auto Title Loans, Boat Title Loans, even RV Title Loans proudly being offered by the leading lender in Phoenix, Chandler, and Gilbert — Phoenix Title Loans, LLC! Oro Express Chandler Pawn and Gold has been a proud member of the Chandler community for over a decade offering its pawn services and has now extended its reach to touch the 85225 Chandler area to get our customers the fast, speedy cash they need. Whether it’s a hospital bill, late car payment, whatever the case may be, we’ve made it our mission to get you in and out of our stores in a matter of minutes with loans up to $15000, sometimes even more!
With over a decade of Chandler title loan experience, we’ve become experts in not only every single type of car, but every single little step in the title loan process. From evaluating different kinds of vehicles, to evaluating unique vehicles, to evaluating boats, RVs, trailers, fifth wheels, even motorcycles!
Chandler’s Needs for Title Loans
Us being experts means that in Chandler, you’re getting the best auto title loan terms available to you regarding interest rates, monthly payments, the actual loan amount, and the customer service you come to expect when involved in a thousands of dollars worth of goods transaction. Ten years in Chandler and we’ve yet to fault on our promises once, so let us be your title loan lender.
So what’re you waiting for? If you’re in need of an 85225 Title Loan provider, Phoenix Title Loans is the lender for you. Not only do we have eleven convenient locations, we offer online support via our Online Application to streamline the process. Or if it’s more convenient you can just swing straight by our location right off of Arizona Avenue in Chandler. What’re you waiting for? Get your fast cash today!
We’ve issued hundreds, if not thousands, of auto title loans out of our Chandler location to the fine citizens in Queen Creek, Gilbert, San Tan Valley and even some from Mesa. Why do we announce the large amounts of auto title loans? Because we want you to be confident in our expertise as the premier title loan lender in Chandler. We’ve dealt with all vehicles ranging from little roadsters, little speedsters, sedans, vans, motorcycles, trucks, commercial trucks, semi trucks, even trailers and recreation vehicles! We’re experts at getting each and every one of our customers fast, speedy cash no matter the situation.
Assessing Your Vehicles Value
The most important part of the auto title lending process is evaluating vehicles. Many lenders will just use simple metrics such as KBB and give you a rough estimation of your actual vehicle’s worth, and then give you a very small percentage.
At Phoenix Title Loans, we’re not saying we don’t use metrics like that to help us, but we also take into account a lot of other equally important factors. For instance, the condition of the interior, the exterior, the motor, and even how the vehicle sounds when it runs. We use as many things as we can to evaluate your vehicle so that we can get you the most amount of money. We simply want to get you the best deal and help in every way possible, and this helps us do that to the best of our ability.
What distinguishes 85225 from the rest?
There’s something for everyone in the 85225 area. The following businesses are a small sampling:
- PGA Tour Superstore
- San Tan Brewing Co.
- Chandler Public Library
- Chandler Center for the Arts
- Earnhardt Chevrolet
About 85225
This area covers the AZ-87 Hwy towards the AZ-202. It also border most of Alma School Road up to the Western Canal near Elliot Road. Another great benefit of this 85225 zip code is that it has Earnhardt Chevrolet, a respected car dealership that has a variety of vehicles to choose from!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations. CREDIT CHECK NOT REQUIRED ON MOST LOANS.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
