5 Ways To Top Up Your Funds Before Payday – Phoenix Title Loans
5 Ways To Top Up Your Funds Before You Get Paid
We all know that feeling of dread the week before payday when our funds are low. With payday in the near distance but not quite close enough, sometimes we are unexpectedly forced to start counting the change in our purses, but thankfully, running out of money a few days before payday could be a thing of the past. There are several things you can do to top up your funds to help ensure you have enough cash available to get by. Below, we explore 5 ways to top up your funds before payday.
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Get a Pawn Loan
If your circumstances are only a temporary problem, you can either get a 90 day pawn loan from a valuable item you personally own. Theses loans are called collateral loans, and utilize an items value for a cash loan. During the loan, the pawn shop will hold on to the item, and will hand you back your belongings, once the loan is satisfied.
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Become A Night Time Shopper
Whilst becoming a night time shopper won’t necessarily top up your funds, it will indefinitely help you save money you want to cherish before payday. This is before supermarkets often stamp a discount on produce approaching its use-by-date in the evenings to help it sell and reduce waste. If you are penny-pinching, becoming a night time shopper and hunting down these bargains in the evening can help ensure you remain well-fed, despite your funds being low before payday.
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Go Online
There are hundreds of apps that enable you to make money in just a few simple taps and swipes. From completing short online surveys in exchange for vouchers available to use in a wide range of high street stores, to cash by taking on board extra work, there is little you can’t do with your mobile phone in this day and age. “Spacehop” is just one app that enables you to rent out your home or separate office space during the day to startups, freelancers or bloggers who are in desperate need of a change of scenery, helping you top up your funds before payday at the same time.
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Sell Your Unwanted Goods
If you have received a gift you really don’t want, don’t let them go to waste. Instead of leaving it in the cupboard to collect dust, sell it online. Selling your unwanted goods online is a quick way to top up your funds before payday, and will help you declutter your home so you have room for the things you really do want. Similarly, if you have unwanted clutter lying around your home, including old CDs and DVDs, sell them online. You could make as much as £20 per item, which can help tick over your funds until your pay packet lands in your bank account.
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Do A Few Odd Jobs For Your Friends Or Family
There’s no better way to top up your funds before payday than by helping out your family or friends at home. Whilst you shouldn’t, and won’t, receive hundreds of pounds for helping out in the garden for a couple of hours, every little bit helps! It’s quick, easy and you are bound to receive a constant supply of tea or coffee and biscuits throughout the day to help keep you going. With this in mind, why not lend a hand to a loved one today?
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
