Resolve to End Most Debts with our Title Loans
With 2018 halfway through, now’s the time to consider resolutions you took to make this year your year! One way to do this is to consolidate your debt. Phoenix Title Loans understands you’re making the effort to bring down your debt; therefore, it’s imperative that coming to us can help in our own small way. “How,” you ask? With our title loans of course! Resolve today to end debt long overdue with our Auto Title Loans as we’ll show you how and why.
Why Use Title Loans to Consolidate Debt?
First and foremost, to consolidate debt, one must need money to do this. We’re such a way for you to get the money you need, regardless of the seasons of the year. With the amount you receive from us, use that funding to pay off or bring current any outstanding debt; this can also eliminate potential financial issues in the future. Also, this amount is entirely based on your vehicle. We have taken vehicles in rough shape in the past. Usually, the better-conditioned vehicles turn out to have higher values (among other factors). Finally, it’s an unexpected source when you need it most. As long as your vehicle is well-kept, you can keep getting title loans from us as often as necessary to get back onto the right financial track. Show us your resolve by showing us how well you maintain your vehicle!
How does Title Loans Process Work?
First, stop by any of our locations in the Valley with the vehicle along with its title, AZ State-issued ID (usually current and valid Driver’s License), and utility bill/paystub. The last part isn’t a deal-breaker if you don’t have either or both on hand at the moment, but we DO need the title and AZ ID. After we get the necessary items, we have you simply fill out some additional paperwork at that location. The process overall takes, on average, about a half-hour. And just like that, you resolve yourself to turn your financial challenges around! Just make certain to have your payments for the title loan on time to have us believe how resolute you are.
Why Resolve To Come To Phoenix Title Loans?
Phoenix Title Loans has been a staple of the community since we opened up over ten years ago. With each title loan under us, we’ve given a hopeful customer the money they needed when other avenues were not available. Through time, our customers continue to provide us with their trust and support as we continued to supply them with money. That trust is the reason we are still in successful business to this day. It is also the reason we have several more locations than before, allowing us to better operate in the various Valley Cities of Mesa, Tempe, Phoenix, Scottsdale, Avondale, Glendale, Chandler, Casa Grande, and more! This availability helps customers that are resolute to seeing this financial burden put to bed. That’s how you get it done, thanks in small part to Phoenix Title Loans!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
