Bring your Motorcycle to Phoenix Title Loans for some Extra Cash
In a city full of automobiles, it takes a special kind of warrior to mount and ride a metal steed. Motorcycle enthusiasts love the open road like no other! The thrill of wind beating on your face, the intensity of staying balanced, the rush, it all signifies a spectacular experience like nothing else. However, maintenance costs and travel plans can be tricky. Or you may have collected too many ‘coupons’ along the way in your travels (perhaps too much heat on your six) and because of that, you’re coming up short financially. Either way, we at Phoenix Title Loans can help you get the extra cash you need with Motorcycle Title Loans.
The Difference Between Motorcycle Title Loans and Auto Title Loans
There’s very few differences between a motorcycle title loan and an auto title loan. Even the process for getting either title loan is essentially exactly the same. The only difference can sometimes be whether or not you can drive away with your motorcycle. With some motorcycles, we’re required to store the vehicle in our secured, safe storage facility for our own security on the repayment of the loan. Under some circumstances, we might not need to store the motorcycle, but this is a rare circumstance. The reason for this is the nature of a motorcycle title loan: it’s a type of collateral loan in which the motorcycle acts as our assurance you’re going to repay the loan. With an auto title loan, we can assure that we can take repossession of the vehicle in case of nonpayment. While we very rarely actually go to these lengths(we love to work with our customers as we’re not in the business of repossessing vehicles), it’s important that we have that security since we’re in the loan business.
At the end of the day, there are no differences between motorcycle title loans and auto title loans! Literally, none guys. They both have the same process(which can sometimes be long, but with the aid of our online application it can be expedited greatly) we verify the same kinds of details, motorcycles have the same kinds of titles, we have the same kind of insurance requirements, I mean what differences could there really be? Like discussed above, sometimes the only difference is us having to store motorcycle in one of our stores and will treat it more as a collateral / pawn loan than an auto title loan. If you’re concerned that taking a title loan on a motorcycle might not be as safe or secure as an auto title loan, then you’re completely wrong. You’re protected in the exact same way someone with a title loan has on their car, and we’re protected the exact same way if we have an auto title loan on a car. Motorcycles are so neat and compact, that sometimes we even prefer to do motorcycle title loans outside of auto title loans. Having been the premier title loan lender the valley trusts, here at Phoenix Title Loans we can give you the highest loan-to-value on your title loan, low monthly payments, and worthwhile interest rate with many, many different options and services to minimize this even further.
Where can we find you?
Well, you don’t have to travel to the ends of the State to find us! We have over ten locations throughout the Valley. Need some cash in Casa Grande? We are there! Running low in Scottsdale? We got your back there too! Need some green in Glendale? YUP! We’re there as well! From Mesa to Tempe to Phoenix to Chandler, Phoenix Title Loans can get you the Motorcycle Title Loans you need.
Some of our stores are more equipped to deal with motorcycle title loans, or are better suited for your personal needs. If you feel you might have a unique situation and want a motorcycle title loan, then just use our online chat down below and we’d be happy to not only evaluate your options with you in a matter of minutes, but direct you to the nearest and most appropriate store to you. In many cases, we can even hammer out many of the details through our live chat to turn a process that sometimes could be an hour, to a mere matter of 15 minutes when you get down to the store.
How do you get started with the Motorcycle Title Loans?
The steps are simple! First, you can fill out our online application and start up an online chat with a live representative. Second, bring your hog/bike with you to the nearest location along with the Bike’s title and a valid Arizona or State-issued Driver’s License (We do need to make sure you are the same person who filed online). We recommend the Casa Grande location for those travelling from Tucson. Lastly, we have you fill out the final bit of paperwork just to make the loan official. With our Online Application and paperwork at the store, the process takes less than an hour at most. Sometimes, it has been done in less than five minutes! The end result: cash. In your pocket, and you’re back on the open road.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
