At first glance, seeing the city of Surprise, you “would be surprised if the town ever amounted to much.” But as you get to know the history of the town, you appreciate what she can offer. Sitting in the middle between Sun City and Sun City West, Surprise is a part of the retirement communities that has seen rapid growth these past few decades.

When it all Began

The city was founded by Mrs. Flora Mae Statler in 1938. She was the wife of Real Estate Mogul and State Legislator Mr. Homer C. Ludden. In the earlier days of the city’s history there were only a few homes and a gas station. The city then saw a massive surge of expansion of people calling Surprise home. At first, it was under 50,000 people in 2000, but then it grew to over 100,000 in 2010.

As with all growth spurts, businesses follow suit. One such business is the Aquatics Center and the Maricopa County Northwest Regional Library. There’s also the development of a Prasada Shopping Center. Finally, there’s Surprise Stadium; it’s a well-known location to see the Kansas City Royals and the Texas Rangers (not to be confused with the Law Enforcement, the Texas Rangers Division) inside Surprise Stadium. They also have a facility called the Surprise Tennis and Racquet Complex that has been the host of several major tennis events.

Surprise! Phoenix Title Loans Can Help Too!

Naturally, being a retirement community, many citizens are on fixed incomes. Vacations or other plans may or may not come to pass due to finances. That’s where Phoenix Title Loans comes in. We have a variety of Auto Title Loans to choose from, such as luxury auto title loans, truck title loans, motorcycle title loans, and more. We also offer refinance options to further assist our customers in need of time. With these options at our customers’ fingertips, they can get the money they need when they need it. Visit any of our locations today!

DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.

Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.

Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.

Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.

Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.