Luxury Car Title Loans
At Phoenix Title Loans, we believe that when you need a loan quickly, you should be able to find a lender who can process and get you cash as fast as possible – at least in the same day that you submit your application. That’s why we do what we do.
With a luxury vehicle, it’s important to put it in the hands of someone that you trust. A luxury vehicle has many different metrics used to assess it’s actual value, and many people haven’t had the luxury of actually dealing with one of these fine vehicles. That’s where luxury car title loans become the perfect solution — and Phoenix Title Loans is your trusted expert.
Here at Phoenix Title Loans, we’ve provided luxury car title loans for BMWs, Lexus, Mercedes, Lamborghinis, Ferraris, Rolls-Royce — you name it, we’ve financed it. This makes us the true specialists in evaluating and underwriting luxury car title loans for high-end vehicles of all kinds.
We’ve done loans in excess of $100k, and our owners of these fine vehicles even ourselves. A proper valuation for a luxury car title loan leads to incredibly high amounts of cash possible, as well as low monthly payments and interest rates. Bring your luxury car down to us when you’re in need of a quick cash infusion, and we’ll treat both you and the vehicle right.
Asset-Based Loans Solve Credit Problems
Poor credit history, no credit history? No problem! Since luxury car title loans are backed by tangible assets – in this case, your luxury vehicle – you don’t have to worry about credit history getting in the way of your loan application.
Even better, because we don’t have to perform lengthy credit history checks to get a simple loan application processed, we’re able to get through an application (and get cash into your hands) in a matter of an hour or so!
Low Monthly Payments and Interest Rates
We don’t think the amount you pay per month and the amount of interest charged on a loan should be a mystery. Anybody who applies for a loan should be able to get informed if they want to, which is why we have a handy auto title loan calculator that tells you how much you’ll have to pay per month based on the loan amount, the lifetime of the loan and the APR. How much easier can applying for luxury car title loans get?
Having also becoming the leading experts that the Valley of the Sun trusts, we’re able to accurately value vehicles better than most title loan competitors around. This allows us to have a unique sense of security in our auto title loans meaning we can offer the best kinds of loan terms around including low interest, low monthly payments, and the most amount loaned. No matter the value of your luxury vehicle, our appraisal team will get you the most cash. BMW, Lexus, Mercedes, we’ve seen it all and know how to deal with each and every single circumstance to get you cash in your time of need.
Fast, Easy and Convenient Loan Applications
There’s no lengthy loan application process here. We specialize in speedy application processing, which means that you can go from applying for luxury title loans to having cash in your pocket in the same business day – often, in the span of just one hour! All that you need to do is to fill out our online application and the wheels will begin turning immediately.
Our List of Popular Brands
We’ll do auto title loans on just about any vehicle, so this is not an exclusive list just some of the many that were overly qualified with!
Get Started Right Away at Phoenix Title Loans
Finding one of our 11 physical locations won’t be a problem either. We have offices serving Phoenix, Mesa, Chandler, Scottsdale, Glendale, Peoria, Tempe and more! You can come in to any one of them. Luxury title loans through Phoenix Title Loans couldn’t get any easier, and if you’re interested (or just curious) you can contact us by phone or by email whenever you feel like it, and we’ll answer your questions as soon as we can.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
