Emergency Cash When You Need It the Most in 40 Minutes

Need Emergency Cash Fast?

Emergency Cash is something everyone needs on occasion. Let’s face it: Life happens. No matter what you experience, you may need some extra cash to get out of a financial slump. That is where Phoenix Title Loans, LLC can help! With the title loan provided by us, we give you the boost of cash that you need.

Whether you need some emergency cash because you cracked your tooth, household repairs, or just to get caught up on your bills, Phoenix Title Loans is the lender you want to choose. We have 11 locations to choose from and skilled staff members ready to provide a free and accurate assessment of your vehicle, and make an offer based on its loan to value.

Get Emergency Cash Now

Whatever your needs may be, we can lend you emergency cash. We’ll consider your vehicle’s make, model, year and mileage and begin the assessment. The amount of cash we are able to offer also considers its interior and running condition. After that is said and done, our staff member and you will go back inside the store, and present you with our cash offer, based on its current market value.

There is never any obligation to accept our cash offer, nor a charge for us to valuate your vehicle here at Phoenix Title Loans.

If our offer is accepted, we will need to write up the paperwork, verify that your title is free and clear of any and all liens. You can choose if you want a short term loan of 90 days, or want it extended over 36 months, to make your payments more affordable. Finally, after a few signatures, we count out our offer in cash and hand it directly to you! And this can all be achieved within less than an hour.

11 Locations to Choose From in Arizona

Phoenix Title Loans, LLC is locally owned and operated. We have 11 locations in total, valley wide, from Avondale to Casa Grande! So, you are closer than you thought to having the emergency cash you are looking for, in your hands, while still driving your car. Yes, that is correct. While you are making the payments to pay off your loan, you will still be driving your vehicle.

So, come on in and see us, and find the hassle-free cash loan you are needing. If you have anymore questions, click onto our live chat at the bottom right of your screen. One of our customer assistants will be happy to answer any questions you may have, and even begin the process online, prior to you even leaving your house!!

DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.

Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.

Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.

Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.

Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.