A Fixed Income Title Loan Can Help Give You The Extra Money For Special Projects!
A fixed income is a double-edge sword: You know what you’re getting so you can budget easier, but you can’t expect more out of it because it doesn’t grow. Don’t feel like your fixed income boxes you in. We offer a Fixed Income Title Loan for those that may not have the best of incomes, and we can offer you the extra boost of cash in your pocket.
How Can This Help Me With a Fixed Income?
Well, through the extra boost of money at your fingertips, you are now opened up to the opportunities that extra bit helps. Since we roughly already know of your situation financially, we will only need to see the title of the automotive vehicle you would like to request a fixed income auto title loan on. We’re not picky of the type of vehicle. We have been known to offer up to $25,000 and MORE on vehicles like cars, boats, ATVs, RV, even airplanes (in the RAREST of cases). If it works, is intact, and you own the title to it, consider it qualified for our loan!
Many other title loan lenders won’t provide a fixed income title loan to their customers. But we see things differently here at Phoenix Title Loans. Those of us on a fixed income may need help more than those who aren’t, due to unexpected expenses. And that’s where we can help you get the cash you need quickly. If you’ve run into financial problems on a fixed income, feel free to reach out to us or even Apply Online and we’ll put cash in your hand that same day.
What Is the Process Or Setup to Get This Done?
The basic setup of this loan is simpler than the rest. Show us your title you wish to use towards the loan along with information regarding where you receive your income. We DO have to verify this information, after all. Then after this, it’s just a matter of setting up the payment plan. That’s required of Arizona State Regulations and State Law. During this time, you have the option of letting us store your vehicle in one of our own lots, or to hold onto it yourself; especially if it’s your only car, then we gladly let you still drive it.
Why Come to Phoenix Title Loans, LLC for Fixed Income Title Loan?
We’re a locally owned business that has been proudly serving the areas of Phoenix, Scottsdale, Tempe, Mesa, Chandler, and Casa Grande, for over a decade. We have a commitment to provide our customers with the immediate, fast cash from a fixed income title loan that they need.
Many customers come to us because we’re brave enough to offer this auto title loan product to our customers. We’re committed to serving you, our customer, and this product proves it. You should come to Phoenix Title Loans, LLC, because we’re actually here to help.
Are There Other Benefits You Offer?
We also have the benefit of accepting almost ANY vehicle with clear title and a KBB Value over $2,500. If you don’t meet these guidelines, we can often suggest other alternatives. Besides offering a fixed income title loan, Phoenix Title Loans offers title loans to people that are currently unemployed and/or have bad credit or no credit. Because we understand that every one deserves a helping hand up, and are in the need of cash now.
We also refinance title loans in case you feel it too much to handle. And at our location in Van Buren our Boat Title Loans customers have the benefit of us storing their boats with us while they pay. Free up time to get your loan paid and space around the home for whatever purpose in mind. What other Title Loan company is willing to provide these great services like a fixed income title loan? Other than us, very few.
Multiple Locations in Arizona
One of the best features of Phoenix Title Loans is our multiple locations across the Valley of the Sun. Instead of desperately searching for a fixed income title loan Phoenix store, just look to us! We have eleven locations spread throughout the Valley, in Phoenix, Scottsdale, Chandler, Avondale, Mesa, Tempe, Casa Grande and so on. We even provided the kinds of auto title loans Casa Grande locals would want! And customers keep coming back to us as the auto title lender choice when they need a financial problem solved!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
