Fast Cash With In An Hour With an Auto Title Loans In Tempe
What We Loan On
At Phoenix Title Loans, there are many types of vehicles qualify as loan collateral for Tempe Auto Title Loans. These include:
Boats, Cars, Classic Cars, Commercial Trucks, Commercial Vans, Junkers, Luxury Cars , Motorcycles , Repairs Of Vehicles, RVs – Recreational Vehicles , SUVs – Sport Utility Vehicle, Toy Haulers, Trucks
If you are unsure if your vehicles qualifies for a title loan or not give us a shout.
How To Get an Auto Title Loan In Tempe, AZ
You can apply online or come in person to our Tempe, AZ location to fill out an application. Once the application is received, one of our professional will evaluate it and give you a quote of how much we will loan.
Next you come down to our Tempe location with:
- Vehicle Title
- Valid Driver’s License or Government Issued ID
- Proof of Income (No job required but we offer a high title loan and lower interest with proof of income)
- Proof of Address (Not required. We offer a high title loan and lower interest with proof)
- Proof of Insurance (If your vehicle is valued at over $4000.00)
- Spare Key (Not required but a 12% APR discount if you leave us a key)
We conduct a speedy inspection of your vehicle while you fill out our easy and intuitive loan documents. Done! Finito! Fertig! After that simple process, you walk out funds in hand.
What do Tempe Residents Benefit From This?
We wish to make the process of getting an Auto Title Loan as easy as possible. Doing business with confidence is the goal we work to achieve. This is one of the steps to that goal. We offer a basic listing of what to bring. Next is what we can accept (though a small sample) as collateral. Finally, we offer flexibility for title loans. That is the standard we work on at Phoenix Title Loans!
Why Do Business With Us?
There are several reasons why we are a leading loan provider across the state of Arizona. At Phoenix Title Loans, LLC in Tempe, we are proud members of the local community and have the best interest of our friends and neighbors in mind when we do business. Our loan process is easy to apply for, no hassle, and offers several options for collateral. With over 10 years of experience we can help you get the funds you need.
An auto title loan is the one stop shop for any kind of financial turmoil you might be experiencing. Whether you have a truck, a luxury vehicle, or simply your daily driver, a title loan can provide you instantaneous fast cash in a mere matter of hours. These auto title loans can help you buy books, they can help you repair your car, they can help you catch up on those bills you might be behind on, or they can just give you a sense of security because your personal savings have gotten low until your next paycheck.
Phoenix Title Loans has been a proud title loan lender to the cities of Tempe, Mesa, Scottsdale, and Chandler for over a decade, and is always striving to do everything in their power to service and provide for our customers.
We pride ourselves in the gold standard we hold when doing business. First, we will hold you hand through every step of the loan process making the experience smooth and stress free. Also, we will be fully transparent when it comes to discussing the terms of the loan. We do this to ensure you that you will be back on your feet as well as to avoid any miscommunication from either end.
This Is Easier Than Taking Candy From A Baby
Along with no credit check, our loan process is fast and convenient – allowing our clients to get the money they need as quickly as possible. Plus we don’t require the keys or the automobile itself, which stays with the owner allowing them to receive a loan and still make use of the item they put down for collateral.
Our loans are considered personal loans – like the one’s you might receive from you mother, grandmother, aunt, or friend. Therefor, they will not effect your credit score in any way. Also, we operate under a non disclosure policy, meaning no one will receive information regarding your loan without your permission.
Above all, we understand that we’re providing a service to the community and we’re willing to go that extra mile to help out and that includes options such as our no job auto title loan. Lastly, we do more than just issue loans. We can also assist customers who need to refinance title loans that are currently outstanding.
How To Find Us.
Phoenix Title Loans, LLC
2105 S Rural Rd.
Tempe, AZ 85282
MON-SAT 9AM-6PM
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
