For Scottsdale Students
For those looking to seek a higher education, the one hurdle they must overcome is that of finances. It’s the test of one’s conviction to see if they are committed to reaching their higher education goals. Fortunately, Phoenix Title Loans can provide assistance for Scottsdale Students with our Student Auto Title Loans.
Scottsdale Students Already Know The Cost of Living Expenses
The City of Scottsdale was never shy of expanding innovation, as such the cost of living continues to grow. As things continue to get more expensive, it becomes more taxing on their finances to peruse an education, even with the assistance from campuses such as ASU, Rio Solado College, and more. Also, students want to enjoy life outside of college, but may lack the time or the funds to do so. Our Student Auto Title Loans give such an option by using the vehicles of Scottsdale Students. They bring their vehicles to us, along with their title and State-Issued Driver’s License.
Are There Certain Types of Vehicles That can be Used for These Title Loans?
Depending on the amount of money Scottsdale Students are able to use cars, trucks, vans, ATVs, scooters, and more. We’ve taken in Ford, Chevy, Kia, Subaru, and more. Once again, the only major requirements are the vehicle, its title, and your driver’s license. It’s that simple.
At Phoenix Title Loans, we’re keen on getting Scottsdale residents cash when they need it. To serve this purpose, we’ll loan on just about anything with wheels. The beauty in a title loan is that it’s a collateral loan meaning that all the security necessary for us to write the loan is your piece of property. This allows us to loan on anything with wheels, and even boats! If you’ve got some kind of motorized vehicle, we’re able to get you fast cash with our title loan products.
Where is your location in Scottsdale?
For Scottsdale Students looking for our location in the Scottsdale area, we have the link here. We actually have two locations to work with our customers. Our first physical address is 7126 East Shea Blvd. Then our second location is 14301 North 87th Street #118. Most students in other cities get one location, while Scottsdale Students get two.
Why Trust in Phoenix Title Loans?
We’re a Valley owned and operated business, for starters. And while college students come in all walks of life, we understand the importance of having the money necessary to handle living in pursuit of an education. This understanding is what has allowed students to come to us when they needed it. It has been our standard for the past decade and continues to be this staple.
What’s unique to Phoenix Title Loans is our ability to get individuals of all circumstances the cash when they need it. Just a quick look at our services should tell you that no matter your vehicle type, no matter your income or credit type, if you’ve got wheels, then we can get you cash. What’s also worth noting is that our payment structure allows all of our customers a way out. Many title loan lenders put their customers in situations that are impossible to climb back from with many finding themselves a year or two out finding they’ve paid none of the principal balance. The payment plans our customers are on ensure that after some fixed period, they will actually have the loan paid off. We’re here to provide a path to financial security, not leave you upside down years later.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
