Get Auto Title Loan Car Repair Money at Phoenix Title Loans!
Get answers to your Title Loan Car Repair Questions right here.
How Can You Help Me Fix My Car?
Life happens fast — and sometimes, your vehicle doesn’t keep up. Whether it’s a blown radiator, a failed alternator, or an unfortunate fender bender on a Mesa freeway, these surprises always come at the worst possible time. When you’re stuck on the side of the road with no savings to cover the fix, auto title loan car repair options from Phoenix Title Loans, LLC are your emergency solution
We’re proudly offering a new product, Auto Title Loans for Car Repairs to all of our customers in Phoenix, Tempe, Scottsdale, Mesa, and Chandler.
Phoenix is a unique city compared to the rest of the country. You simply can’t live here unless you have a running, operating motor vehicle. When your car unexpectedly blows up on the side of the road, and your back is against a wall, we can provide the fast cash with an auto title loan for any and all car repairs you need to get you back on the road
What do I have to do to get this started? Do I have to bring the vehicle in?
Getting the fast cash you need for your car repairs from Phoenix Title Loans, LLC, is not complicated whatsoever. The process is almost the same as if you were getting any old Auto Title Loan from us.
The only unique requirement we have for this type of loan is an invoice, or a quote from a reputable, verifiable shop. We can’t give an auto title loan if your Uncle Bobby, yourself, or your buddy John is the one doing the repairs. With our typical auto title loans, we provide the cash to you directly, on the spot, once the paperwork is done. With a Car Repair Auto Title Loan, we remit payment directly, on your behalf, to whatever auto mechanic you decide to use for your repairs rather than giving the cash directly to you.
Other than a simple repair quote, getting a cash auto title loan from us is as simple as it’s always been. If the car in its current condition isn’t running, we’re happy to go and visit the mechanic directly to check out the vehicle. If it is running, you can certainly bring it down to any of our 10 convenient valley wide locations with your auto repair quote.
As long as the rest of our requirements are met for an auto title loan(you can find the list of requirements below), then we can write a check directly out to your mechanic and get your car repaired immediately. Whether you’re in Phoenix, Tempe, Mesa, Scottsdale, or Chandler, Phoenix Title Loans, LLC, is the place to come to get the fast cash you need on a Car Repair Auto Title Loan.
Common questions on Auto Title Loans at Phoenix Title Loans!
How Do I Know if My Mechanic is “Reputable” so I Can Get the Loan?
With the thousands of mechanics in the Greater Phoenix area, there’s no real line for reputability. We can’t recommend a specific mechanic or anywhere in particular that you should take your car for repairs. Most mechanics as long as they have an actual storefront for their services will likely be reputable. Your mechanic will most likely be eligible for our Car Repair Auto Title Loans if they have their own shop under a registered business.
We only need to verify that the auto mechanic is legitimate and established, and that the quote you provide to us is being honored by the same repair shop. Once these two simple steps are done with the mechanic, then we’re happy to put fast cash into your mechanic’s hands and get your car back on the road!
Unlike traditional loans or payday advances, an auto title loan car repair is secured by your vehicle’s title. There are no credit checks, and you get approved fast. The big difference? In this case, the funds go directly to your mechanic to ensure the repairs get done — not into your pocket to be spent elsewhere.
Here’s how it works:
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Get a repair quote from a reputable, licensed mechanic.
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Apply for your auto title loan car repair online or in person at any of our 10 Valley locations.
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Vehicle inspection: We inspect your car — either at our store or directly at the mechanic if it’s not drivable.
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Approval & Payment: Once approved, we cut a check directly to the shop. You get your car repaired fast.
Who Is Eligible for Auto Title Loan Car Repair Services?
We accept almost any vehicle with a clear title and a KBB value of over $2,500. If you’ve got a valid photo ID, proof of residence, and proof of income, you’re likely eligible for an auto title loan car repair with us.
Even better, your credit doesn’t matter. What matters is your car’s title and your need for fast, reliable funding to complete your repairs.
Any other perks to Phoenix Title Loans that makes you stand out?
Absolutely! We also have the benefit of accepting almost ANY vehicle with clear title and a KBB Value over $2,500. If you don’t meet these guidelines, we can often suggest other alternatives.
We refinance title loans in case you feel it too much to handle. And at our location in Van Buren our Boat Pawn customers have the benefit of us storing their boats with us while they pay. Free up time to get your loan paid and space around the home for whatever purpose in mind. What other Title Loan company is willing to provide these great services? Other than us, very few.
Multiple Locations in Arizona
One of the best features of Phoenix Title Loans is our multiple locations across the Valley of the Sun. Instead of desperately searching for an auto title loan Phoenix store, just look to us! We have eleven locations spread throughout the Valley, in Phoenix, Scottsdale, Chandler, Avondale, Mesa, Tempe, Casa Grande and so on. We even provided the kinds of auto title loans Casa Grande locals would want! And customers keep coming back to us as the auto title lender choice when they need a financial problem solved!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
