Alternative to Cash1
Finding alternatives to your financial products is the easiest way that, as a customer, you can save the most cash. When it comes to title loans, finding alternatives to Cash1 can be the quickest and easiest way to boost your bank account. Whether a bad experience, or high rates/payments, searching for the best title loan product is the smartest thing you can do.
Bringing Your Title Loan to Phoenix Title Loans
Letting Phoenix Title Loans refinance your title loan can secure more cash savings than anything you’ve done in years! We can simultaneously lower your payment, lower your interest, and sometimes even get you more cash out of your car, truck, motorcycle or RV! The process is about as painless as can be, and in many cases we can even work out the interest rate and amount with you beforehand. Choosing Phoenix Title Loans as your new title loan financier is the right move to make.
The best part – we take all the hassle out of the process. From Phoenix to Mesa to Scottsdale to Tempe, our employees handle all the work from point a to point b. With all the details of your title loan refinance worked out, Phoenix Title Loans will handle paying off your previous title loan lender, as well as handling the paperwork with the transfer. While you sit comfortably counting your extra cash, we get your previous lender off your back!
Phoenix Title Loans is the only alternative to Cash1 worth considering. Our auto title loan products sport the lowest payments, the lowest interest, and the highest loan to value for all cars.
Saving the Most Amount of Cash
Putting the maximum amount of money into your pocket is a combination of a few factors. All of these are the highest at Phoenix Title Loans, by far. Ideally, lowering your monthly payment, lowering your interest rate, and maximizing the cash you get from your vehicle can save you thousands. Refinancing a title loan can actually achieve all three of these goals, and we can help you evaluate these metrics without you even visiting a store!
Save the most cash at Phoenix Title Loans, the leading title loan lender in all of Phoenix. We maximize the cash savings of all our customers no matter their situation. We’re the alternative auto title loan lender you should trust when in need of cash.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
