Truck Title Loans San Tan Valley
Trucks have a special place in the Valley of the Sun. This is especially noticeable in the San Tan Valley area and rightfully so. Out in the countryside, most residents live by and work with their trucks. So it’s only natural that Phoenix Title Loans provide Truck Title Loans San Tan Valley residents come to love!
What Are Truck Title Loans?
Truck Title Loans are specified auto title loans that focus on trucks. These involve Standard Cabs, Super Cabs, and even some Commercial Trucks (within reason). These are for the movers, shakers, and business dealers that know and rely on these multi-tasking machines. Truck Title Loans give them the financial boost they need for whatever short term situation they come across and also to further their long term goals. After all, Truck Title Loans at their core is money you already have on the vehicle itself being utilized, no matter the brand or manufacture. Speaking of…
Are There Specific Brands/Manufacturers For These Loans?
No. There are no restrictions on the Brand and Manufacture. Ford, Chevy, Toyota, you name it, we’ve taken it! HOWEVER, to get the most value possible on your vehicle, there are some things to keep in mind:
- The Latest Models will get the most loan-to-value, with the exception of WELL KEPT HISTORIC TRUCKS. So if you have a 2003 Truck, it may not get as much as a 2018 version of the same Truck.
- We can only provide one Truck Title Loan at a time. This is not our policy, but the regulatory statute of the State of Arizona.
- Historic vehicle must have the Historic Vehicle License plate visible and also must have additional documentation verifying the Historical significance and value.
Understand that these are recommendations when deciding to get Truck Title Loans San Tan Valley Residents trust for their livelihoods. What follows are the requirements for getting these title loans.
What Requirements Are Needed To Be Met?
These basic requirements are how customers get title loans from Phoenix Title Loans:
- Customers are the owners of the truck, verified by the vehicle’s title.
- The Customer must have a current and valid driver’s license. This must be provided by the State of Arizona or a State-issued ID from The United States of America.
- The Truck itself has to be able to reach our store under its own power. This allows us to see the vehicle up close and give a thorough inspection of the truck itself.
- The Truck is relatively clean and without much cosmetic damage. We know trucks go through some rough patches, but it helps to give it a quick cleaning to better your odds of a higher loan-to-value prior to bringing it to us.
Simple as these requirements are, they are necessary to ensure we can provide the maximum loan-to-value possible. Should you have further questions, simply contact us by clicking on the link here.
Why Go To Phoenix Title Loans?
The reasons vary from customer to customer, but the general consensus is the same. First, customers are aware of our business. We remain in operation for over a decade and have grown because of it. Second, we are a locally owned business that understands customers need a financial break from time to time. Finally, we have flexible options once the title loan is in place. All this from one of the Valley’s premier title loan company: Phoenix Title Loans. Don’t delay your debts any longer! Take the initiative with Truck Title Loans San Tan Valley locals keep coming back for.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
