Car Title Loans in Avondale
Getting a boost of money in Avondale, along with any part of the Valley, should never be a hassle. If you live in the Avondale area and need money, but lack the credit score, you can still get money. This is made possible with Car Title Loans in Avondale, made from us here at Phoenix Title Loans, LLC.
What Are Car Title Loans/Auto Title Loans?
That is an excellent question. Auto Title Loans are a form of collateral loan based on the value of an automobile. This value is confirmed via Kelly Blue Book, for references, along with our staff’s personal experiences; over three decades of combined knowledge at their fingertips. We also verify the value of auto title loans via the vehicle’s title as well. This is why it is paramount to have such title with you when requesting a car title loan with any auto title loan company, us or otherwise.
Another aspect of car title loans is that it is indeed a loan. Our loans are typically set on an agreed upon time-frame after discussing the terms with the customer. After the terms are agreed and signed, we give the customer what they need: Cold. Hard. Cash. What the customer does with the money given is entirely up to that person. But keep in mind, the money DOES need to be paid back, along with any interest accrued. It IS a loan, after all.
What Types of Vehicles do You Accept for Car Title Loans in Avondale?
That is another great question! While we cannot state we will take anything and everything under the sun, due to storage constraints, but we do have a list of vehicles we have taken in the past, and will continue to support for Car Title Loans in Avondale:
- Cars
- Trucks
- Boats (Via a Boat Pawn)
- SUVs
- Motorcycles
- RVs
- Restored Salvage Title Loans (One of the few willing to do this)
- EVEN A HELICOPTER! (Yes, this is true)
As you can see, we are very open to the types of vehicles we take in. Still, there are some guidelines to consider when you want an auto title loan from us. First, make sure you have the title of the vehicle under your name. This ensures you are the owner of said vehicle. We also request having a current and valid form of Arizona State Issued ID; such as a Driver’s License. This helps us to confirm your identity and to confirm the title presented to us as well. Finally, keeping the car in a well-kept condition helps maximize the loan-to-value of the vehicle.
We’re not gonna bother to ‘nickel and dime’ a scratch here and there, but enough scratches, dents, dings, and damage OVERALL can affect the loan’s value.
Furthermore, if you have any questions in regards to this and other aspects of our business, please contact us! Or if you feel the question is a more general question, don’t hesitate to go to our FAQ page for more information. We want to ensure when you get car title loans in Avondale, you’re not left in the dark.
Where Can I Find You?
We are located at 611 North Dysart Road, in the zip code of 85323. This is inside the same building as West Valley Pawn and Gold, for those needing a physical reference. This building will also be across from the Agua Fria High School. You can reach us via I-10 West/East and taking the Dysart Exit (Exit 129). If you have issues with the highways, you can also reach us via Van Buren Street and turn south onto Dysart Road. Finally, we are providing a map of our location you can use for reference:
What Makes Phoenix Title Loans The Place to Go for Car Title Loans in Avondale?
Phoenix Title Loans is a well-respectable business which has been successful over the last ten years and ongoing. With our skilled associates, we can get you the money you need in a timely manner. We also offer advice to new customers and resolve any lingering problems that customers may still have. Finally, if they need additional time to pay off their loans, we’re willing to refinance their title loans. Don’t delay when you need money! Visit our store to get car title loans started, and have that cash in your hands within 30 – 45 minutes!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
