Get The Cash You Need With Auto Title Loans Scottsdale Citizens Trust!
You can apply online or come in person to our Scottsdale location to fill out an application. Once the application is received, one of our professional will evaluate it and give you a quote of how much we will loan.
We conduct a speedy inspection of your vehicle while you fill out our easy and intuitive loan documents. Done! Finito! Fertig! After that simple process, you walk out funds in hand from our auto title loans Scottsdale residents are looking for.
Title loans offer people a method of acquiring a needed loan without having to go through traditional lending institutions such as a local bank branch. Banks often base their loans off credit ratings and current employment earnings. For many people, they simply do not qualify for a loan despite owning collateral or items that can be used as collateral – this where we come in. We provide loans based on the value of an automobile title and our loans are fast, easy, and don’t require a credit check.
Phoenix Title Loans, LLC, is unique to Scottsdale, Arizona, in the sense that we can offer low-interest rates. As discussed above, we make you a cash offer. If you decide to take less than half of the cash offer we’ve given you, then we will instantly and automatically lower your interest rate! There’s nowhere else in town that will come close, and if you need more than half, you can find out other ways to lower your interest rate here.
There are several reasons to do business with us. First and foremost, we are Arizona residents – not simply a local arm of an out-of-state business. This is our community and we take pride in helping our fellow residents. As noted above, our loan process is quick to complete. This allows customers to have their loan completed within an hour; plus they get to keep the keys of any automobile they put down for collateral.
Additionally, we can also help in unique situations such as a no job title loan or help with refinancing title loans that are currently outstanding with auto title loans Scottsdale can trust.
We’ve helped save businesses, save people’s houses, even their mortgages with our auto title loans Scottsdale style. We’ve even done loans upwards of $50,000 on Ferraris, loans on BMW’s, loans on Exotic Vehicles like Lamborghinis, we even had a motorcycle sitting in our showroom for a year! We’re always here to help our customers, and will make whatever accommodations to help our customers meet their financial obligations.
If you meet one of these special circumstances, Exotic Title Loans, BMW Title Loans, Luxury Car Title Loans, or even a Motorcycle Title Loan, just give us a call or come down to our location in person today and Phoenix Title Loans in Scottsdale, AZ will do everything in their power to take care of you.
We offer auto title loans Scottsdale residents cannot resist on vehicles including but not limited to:
Cars, Classic Cars, Commercial Trucks, Commercial Vans, Junkers, Luxury Cars , Motorcycles , Repairs Of Vehicles, RVs – Recreational Vehicles , SUVs – Sport Utility Vehicle, Trucks
Along with no credit check, our loan process is fast and convenient – allowing our clients to get the money they need as quickly as possible. Plus we don’t require the keys or the automobile itself, which stays with the owner allowing them to receive a loan and still make use of the item they put down for collateral.
Above all, we understand that we’re providing a service to the community and we’re willing to go that extra mile to help out and that includes options such as our no job auto title loan. Lastly, we do more than just issue loans. We can also assist customers who need to refinance title loans that are currently outstanding.
Phoenix Title Loans, LLC
7126 East Shea Blvd
Scottsdale, AZ 85254
M-F 9AM-6PM | SAT-SUN 10AM-5PM
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.