We’re 85323 Title Loan Providers!
Phoenix Title Loans, LLC is proud to be serving the area code of 85323. With so few options for pawn shops and even less for title loan lenders, it can be tough to get help when you need fast cash and you need it today. In our conquest to take care of the great city of Avondale, we’re happy to expand our title loan services into the 85323 to fill in this gap. Out of our Avondale location at West Valley Pawn and Gold, we’re proud to offer RV Title Loans, Boat Title Loans, Bad Credit Title Loans, and all the rest of our title loan services!
With an amazing turnaround time of sometimes as little as thirty minutes, we can get you the cash you need in a mere matter of minutes saving you from whatever situation you might need.
We have a proven track record of success. For the past decade going, Phoenix Title Loans offers industry leading loans on all of our title loans in the 85323 area and more. We have tremendous pride in the quality and speed of our title loan services. Do not feel intimidated by what we offer. We are here to help. Contact us today or get a free quote online for your title loan right now.
Refinancing Options in 85323
Our hottest product in our decade plus years of experience is by far our refinance title loans products. Often times, when someone is seeking an auto title loan, they’re in a situation of financial disparity meaning they need cash as fast as possible. The reason we’ve seen the rise in auto title loan lenders over the past few years is particularly for this reason: the ease of use to acquire large sums of cash, but particularly because it’s easy for these lenders to exploit these consumers.
This leaves people finding out a month later that they weren’t saved from their financial situation, and are instead further behind on bills or medical expenses than they were before the auto title loan, while also being at risk of losing their car which can sometimes even cost a job. Phoenix Title Loans doesn’t’ believe in this practice, which is why we’ve offered our refinance title loan service to the customers of Avondale.
For most customers in 85323, we can get them into a situation offering lower monthly payments and even lower interest rates setting up a payment plan that’s actually feasible for them to pay off. If you’re looking to refinance a title loan you already have, Phoenix Title Loans is here for your title loan needs.
About 85323
There are a multitude of businesses that occupy this 85323 zip code. Here’s a selection of business/locations that are a part of the area:
This area covers from South Litchfield Road at the West and the North 99th Avenue, South 107th Avenue, and S El Mirage Road are what lies on the Eastern sides. The northern section rests on the I-10 Hwy except near Friendship Park. The Southern area goes as far down as the Gila River. There is a small section off of Indian Springs Road.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
