Title Loans Queen Creek - Phoenix Title Loans

Title Loans Queen Creek

Queen Creek is a wonderful place to live. Plenty of open space, scenic views all around, away from the hassle of the big Valley Cities. The downside is that money can be a bit hard to come by. That said, Phoenix Title Loans can help out with title loans Queen Creek residents can turn to.

What are Title Loans?

Title Loans are specialized loan programs that focus on the vehicle’s title and condition of the vehicle itself to get a cash loan based on these values. This allows us to use your car as collateral, similar to a pawn loan. The biggest difference is that you can still possibly use your vehicle while the title loan is in effect. Keep in mind, we may request holding onto the vehicle for a higher loan-to-value, but the decision is yours to make.

What Vehicles Qualify for Title Loans Queen Creek Residents can Use?

There are many vehicles that can and do qualify for a title loan. Here is a small sample of those vehicles:

If you have questions on whether or not your vehicle will qualify, by all means click the link to our Contact Us page.

Is There Any Documents I Need?

Yes. The basic documents we need are a title of the vehicle that you own, an Arizona State-issued Driver’s License, the vehicle itself and (upon request and depending on loan amount requested) proof of insurance. Pretty simple, right? Also, as an added bonus, we don’t hold back due to credit checks or your credit status.

So That’s What Phoenix Title Loans is Capable Of?

Indeed it is! Our business was made successful thanks to our customers’ trust in us. That means not only they come to us when they need money, but we also help them get back on financial track. We work hard to satisfy customers to the best of our ability through our title loan programs and ease of communication. So if you need money to bounce back from your setback while making life in Queen Creek better, you know where to go. Phoenix Title Loans awaits you.

DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.

Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.

Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.

Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.

Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.