Phoenix Title Loans, LLCChandler Auto Title Loans
The most popular product Oro Express Chandler Pawn and Gold offers is certainly our Chandler auto title loans. We’ve been proudly offering these for the better part of a decade to Chandler, Queen Creek, and Gilbert citizens saving them from financial distress. It’s our way of thanking the citizens that have made us the most successful title loan lender in Chandler over the last decade.
We also would hope that someone would pick us up when we’re off our feet. Phoenix Title Loans is also incredibly unique in its ability to get just about any citizen with a car an auto title loan. We’re also able to look past many of the other limiting factors that lending institutions hold you back on such as employment, income, and credit score.
No Job Auto Title Loans / Fixed Income Auto Title Loans
The nice thing about our Chandler auto title loans, is that we don’t care about your income status. At Phoenix Title Loans, our Chandler Auto Title Loans don’t discriminate based on your employment status or your income type. No matter if you’re self-employed, on Social Security, on Disability, or unemployed currently we can still get you fast cash to save you from financial emergencies.
While we can certainly use these factors to get you more cash than we normally would, we’re able to solely base your auto title loan on the value of your vehicle itself. An auto title loan is a collateral loan after all, so why should we drag unrelated things into your loan?
Trucks, Motorcycles, Boats, Fifth-Wheel Trailers, RVs — We Do It All
We’re one of the few title loan companies that are happy to loan on literally anything with wheels. You have a trailer, an RV, you can get a title loan on them. We believe in the inherent value of any and all vehicles, and even the attachments we might have for them, so they’re all good for Chandler auto title loans.
It seems impossible to some people to have to get a title loan on their truck or car. But you are not going to place your vehicle in harm’s way or chance losing ownership to what is yours. However, you are going to utilize the equity you have in these items to help you get fast cash needed in a moment’s notice! It’s not like you need to use these things most of the year anyway, right?
Refinance Chandler Auto Title Loans
Oftentimes we find ourselves upside down when we’ve entered into a title loan due to the exorbitant rates that might’ve been incorrectly advertised, or misunderstood. We’ve helped customers in situations where they got a loan on their vehicle, and were amazed to find out that they simply hadn’t paid down their loan even in the slightest. They had been unaware, and the companies weren’t telling them, that they had only been paying interest each month.
Here at Phoenix Title Loans, we want to remedy this situation to our Chandler Auto Title Loans customers and help put that lost money back in their pocket. When you refinance your title loan, we’re able to offer you a lower monthly payment, a lower interest rate, and sometimes even get more money out of the vehicle at the same time. The best part of the process is that we take all the headache out of the equation by dealing with your own title loan competitor ourselves to get you out of that situation.
We visit your old competitor, pay off your title loan, and from that point forward you only have to deal with Oro Express Chandler Pawn and Gold and can rest in peace that you’re in good hands and that you’ll actually get back on your feet in no time.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
