Bike Pawn Loans
Motorcycles have gone by many names, such as bikes or motorbikes. Being the owner of a bike is a privilege, but it can also be a costly privilege. Phoenix Title Loans will help with some of the costs, thanks to our bike pawn loans. If this interests you, read on and let’s get started!
What’s the Difference in Bike Pawn Loans and Motorcycle Pawn Loans?
The name choice. In truth, Bike Pawn Loans and Motorcycle Pawn Loans are fundamentally the same. Just there are people that prefer to call them bikes, so we still want them to know we can help out.
Is There a Particular Manufacture That Interests You?
We have no specific preference when it comes to bikes. Yamaha, Harley-Davidson, Suzuki, you name it! We’re not picky on the type of manufacture either. Just show us your bike, and we’ll provide the most loan-to-value we can offer for it.
So How Do We Do This?
The process of getting the title loan is very easy to start:
- Be in possession of a bike, along with its title and have both under your name. Ride-share vehicles (meaning vehicles you use for ride sharing businesses NOT under your ownership; aka rentals) are exempt from all title loans.
- The owner of a current and valid Driver’s License. This license must be issued by the State of Arizona to validate your current address among other things.
- Having the bike in a presentable condition as well as be able to reach any of the closest locations to you under its own power.
- Once you have all these basic requirements met, it just boils down to finding the nearest location to you and filling out some paperwork.
What Makes Phoenix Title Loans The Best Choice for all This?
Simply put, Phoenix Title Loans has much to offer customers when they need money the most. Whether it’s bike pawn loans, auto title loans, or even a refinance title loans option, we do it all. This has been our staple for the past decade. That’s also the reason we continue to remain in business; helping our customers in all of the Valley Cities. If you’re in need of money, don’t be a stranger! Phoenix Title Loans is ready to help you out.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations. CREDIT CHECK NOT REQUIRED ON MOST LOANS.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
