Auto Choices at your Fingertips
Automobiles are the cornerstone of title loans that we have in our stores. After over a decade of us serving the proud areas of Phoenix, Tempe, Mesa, and Scottsdale, we’ve become experts at just about every mass produced automobile manufacturer in the world! Especially with our high-end locations in Scottsdale, we’ve even ensured our expertise on those higher end manufacturers that many other title loan lenders are most likely just ignorant towards. Below is a small sampling of the types of vehicles we’ve worked extensively with, with more details to be found on each individual page. As always, if you need more information, you can give us a call directly at (480) 499-4699. We like to offer our services to the following types of vehicles and brand names (including BUT NOT Limited to):
This is but a small sampling of the many vehicles we take. Even if the vehicle is not listed here, even if it’s not an auto of some FORM, contact us regardless! You can be surprised what we’ve been willing to accept over the ten years we’ve been in successful business. We’re also easy to reach as we have 11 locations spread throughout the Valley, from Mesa to Avondale, to better serve you.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
