If you are near the Monterey Point, then you know that this Mesa Neighborhood is a strong business-based community. While not a residential area, our services are still useful. We at Phoenix Title Loans can offer assistance with our Title Loans based on the business surrounding this community.
How Can Title Loans Be Useful In Monterey Point?
At its core, title loans provided by Phoenix Title Loans are to be used as an additional source of income. Interestingly enough, there are beneficial auto shops and businesses that the money can be used for. For starters, there’s the B&B Automotive Machine Co. (no relation to B&B Pawn and Gold). This automotive shop is an ideal place to go if you are in need of auto repair or upgrades.
Another business in the automotive field is the Trump Motor Company (no relation to the other Trump). Here the belief of honest work, professionalism, and quality mechanic know-how is the bedrock of T.M.C., as opposed to ‘overpriced mechanic work.’ That’s two businesses alone that can help with automotive needs. But that also requires funding. Therein lies the beauty of title loans from Phoenix Title Loans.
Through our title loans, you have the money you need to cover the costs of repair, maintenance and even upgrade, to a degree. This money can also be used for alternative methods of transit, such as bus passes, Uber/Lyft funding, and more. It also acts as emergency funding in the near future for these types of car troubles, or any issue for that matter.
Where Can I Find a Nearby Phoenix Title Loans Location from Monterey Point?
The closest location we can offer residents near Monterey Point is our partner’s store, Alma School Pawn and Gold. This location is on the corner of West 8th Avenue and Alma School Road. To get there from Monterey Point, take Broadway Road heading west and then head south onto Alma School Road. You’ll see their store on the right hand side. If you live further east and work in the Monterey Point, your option is with our other partner store, Oro Express Mesa Pawn and Gold. It’s a straight shot on Broadway Road heading east and will be seen from the right as well. Contact us today to find the best location for your needs.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
