Commercial Truck Title Loans
Phoenix Title Loans, LLC offers Commercial Truck Title Loans to all of the independent owner-operators who make their living on the road. Semis, big rigs, haulers, refer boxes, fixed boxes single cabs or sleepers, we have a commercial truck title loan that will work for you.
We have commercial truck title loans available for your Kenworth, Peterbilt, Freightliner, Hino, Mac or other manufacturers domestic and foreign.
Owner-operators, you know just how hard it can be to own your own business. No one knows better the costs of keeping your rig running, fuel, tires, maintenance, permits, licensing and the list just goes on. But what happens if there is an emergency at home where you need the money right away?
That’s where our Commercial Truck Title Loans can help. Regardless of the reasons, a commercial truck title loan can help you get the cash you need right now! From $100.00 to $100,000.00 our commercial truck title loans are based on the value of your semi. And for the duration of your commercial truck title loan, we will keep your semi safe and secure in our storage facility.
What Are Commercial Truck Title Loans?

Commercial Truck Title Loans are a unique form of service that we offer that must take a different approach than our other title loan services. The best way if you’re looking for a loan on your commercial vehicle is to apply online, or just contact us via live chat or e-mail directly.
There are many various options that we can offer in these circumstances, and we can certainly find one that’s correct for you due to the unique form of a title loan. We can offer the best terms, low monthly payments, and most cash than any other title loan lender, so if you find yourself driving through Phoenix, Tempe, Mesa, or Scottsdale and need a loan, we’re the ones for you.
Concerned about credit? Not a problem. We provide Commercial Truck Title Loans whether one has good credit, bad credit, slow credit or no credit our truck title loans are based on the value of your collateral so there is no credit required.
With locations In Phoenix, Avondale, Scottsdale, Tempe, Mesa, Chandler, and Casa Grande, if you are need of cash, there is no reason to not come into one of our locations today. Call us or Chat with us online and we’ll be happy to discuss your commercial truck title loan options.
Any Other Perks to Phoenix Title Loans That Makes You Stand Out?
We also have the benefit of accepting almost ANY vehicle with clear title and a KBB Value over $2,500. If you don’t meet these guidelines, we can often suggest other alternatives.
We buy out title loans, aka refinance title loans in case you feel it too much to handle. Free up the time to get your loan paid and space around the home for whatever purpose in mind. What other Title Loan company is willing to provide these great services? Other than us, very few.
Low Loan Interest Rates
Phoenix Title Loans, LLC, is unique to Phoenix, Scottsdale, Mesa, Chandler, and Tempe; in the sense that we can offer the lowest interest rates in town. While many competitors simply offer interest rates that are based upon the value and loan-to-value, we offer many different options for customers to save money. We can use as much or as little personal information to try and improve the terms of your loan. While not required, credit score, income, residence, and other things can be used to help however possible.
Multiple Locations in Arizona
One of the best features of Phoenix Title Loans is our multiple locations across the Valley of the Sun. Instead of desperately searching for an auto title loan Phoenix store, just look to us! We have eleven locations spread throughout the Valley, in Phoenix, Scottsdale, Chandler, Avondale, Mesa, Tempe, Casa Grande and so on. We even provided the kinds of auto title loans Casa Grande locals would want! And customers keep coming back to us as the auto title lender choice when they need a financial problem solved!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations. CREDIT CHECK NOT REQUIRED ON MOST LOANS.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.


