A BMW Title Loan Can be Yours at Phoenix Title Loans – Real Low Rates in Arizona
As one of the leading auto title lenders in Phoenix, Tempe, Scottsdale, and Paradise Valley, Phoenix Title Loans is proud to offer BMW Title Loans. With a luxury car like a BMW, you need more than what just a simple auto title loan can offer you. Auto title loans are generally offered for low values in the low thousands, with high-interest rates, so what do you do when you have a BMW that’s worth over ten times these values?
You come and visit Phoenix Title Loans where you can get the high-value BMW title loan, with great interest rates for a car of this caliber.
The Highest BMW Loan Value, Good Interest Rates
If you’re looking for BMW Title Loans, you’ve come to the right place. Due to the high value of most newer BMW luxury vehicles, we’re able to offer particularly attractive interest rates to our customers. While there are other qualifications that we’ve listed below, we consider these safe loans allowing us to pass on the savings in interest to you.
Even a 3-year old BMW 335i in Very Good condition according to Kelley Blue Book, and with 100,000 miles, has a value of $20,000. With such a high value, most of the time our BMW title loan will be at a lower loan to value than with other similar title loans. This allows you to not only get a large sum of money in minutes but allows us to offer more attractive interest rates than other similar title loans. There are other qualifications listed below, but in most cases, you shouldn’t have to worry too greatly about them.
Evaluating Your BMW Options, Getting the Most Cash
If you need a BMW Title Loan, there are many options to consider that can help you get the maximum loan to value, and also low-interest rates. We offer Auto Title Loans on all BMW’s to all customers without regard to credit. But, for larger loan amounts items which can modify to allow for lower interest rates or higher loans to value include:
- Verified, Professional Employment (Paystubs, W-2’s, Bank Statements, etc.)
- Credit History
- College Degree
- Clear Title
- Condition of Vehicle
- GPS Installed on Vehicle
- Spare Keys
If you’re unsure about the value of your BMW or worried about certain criteria and whether or not you’d be eligible for our BMW Title Loans, then call us, or submit a completed online application. We can usually give most people a cash quote through e-mail as long as we have the pictures and some information. This is usually the smartest way to get BMW Title Loans, as it can streamline the process and have you in and out the door in a mere matter of minutes.
Phoenix Title Loans has been offering Car Title Loans and Auto Title Loans for over a decade in all capacities. We strive to serve our customers, and will always do everything in our power to ensure their needs are met. Proudly serving the areas of Phoenix, Scottsdale, Tempe, Paradise Valley, and Fountain Hills.
Any other perks to Phoenix Title Loans that makes you stand out?
Absolutely! We also have the benefit of accepting almost ANY vehicle with clear title and a KBB Value over $2,500. If you don’t meet these guidelines, we can often suggest other alternatives.
We even refinance title loans in case you feel it too much to handle. And at our location in Van Buren, our Boat Title Loans customers have the benefit of us storing their boats with us while they pay. Free up the time to get your loan paid and space around the home for whatever purpose in mind. What other Title Loan company is willing to provide these great services? Other than us, very few.
Low Loan Interest Rates
Phoenix Title Loans, LLC, is unique to Phoenix, Scottsdale, Mesa, Chandler, and Tempe; in the sense that we can offer the lowest interest rates in town. While many competitors simply offer interest rates that are based upon the value and loan-to-value, we offer many different options for customers to save money. We can use as much or as little personal information to try and improve the terms of your loan. While not required, credit score, income, residence, and other things can be used to help however possible.
Multiple Locations in Arizona
One of the best features of Phoenix Title Loans is our multiple locations across the Valley of the Sun. Instead of desperately searching for an auto title loan Phoenix store, just look to us! We have eleven locations spread throughout the Valley, in Phoenix, Scottsdale, Chandler, Avondale, Mesa, Tempe, Casa Grande and so on. We even provided the kinds of auto title loans Casa Grande locals would want! And customers keep coming back to us as the auto title lender choice when they need a financial problem solved!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
