Auto Title Loans in Glendale
Phoenix Title Loans has been doing business in Glendale, helping its citizens get the fast cash they need for well over a decade. We’re proud business owners and property owners in the city, so being members of the community we’re here to help customers get the fast cash they need. If you need an auto title loan, car title loan, RV title loan, boat title loan, we’re the only title loan lender in Glendale you should trust with your business. Just a quick look at our reviews verifies this, let’s talk about some of the aspects of a title loan.
Competitive Interest Rates and Monthly Payments
An auto title loan is often the last resort for many people because you have to use your vehicle as collateral for the loan. This is like fresh meat for Glendale title loan lenders who take advantage of these situations and slap lenders with exorbitantly high-interest rates, making for high monthly payments. At the moment, it’s tough for us to think about the ramifications of the title loan looking a few months down the line, especially when we’re in a true emergency.
Sometimes you find yourself six months later realizing you haven’t even made a dent in the amount, and now you pretty much have a brand new car loan. At Phoenix Title Loans, we boast both competitive Glendale interest rates and monthly payments as we don’t believe in our competitors’ practices.
What’s also important to note about Phoenix Title Loans is that all loans come with predefined maturity dates rather than indefinite monthly payments. Many title loan lenders charge interest only monthly payments meaning a year down the line you’ve paid none of your principal and left the lender with nothing but profit. Our payment plans have a set date that, when you reach it, you know with confidence that you’ve paid off the entirety of your loan. This makes our title loan products similar to traditional loan products allowing you to get back on your feet as fast as possible.
Highest Loan-to-Value Ratio
This is another important factor when it comes to auto title loans. Loan-to-value is the amount of money loaned proportional to the actual value of the vehicle. Many people think that auto title loans are some kind of high-risk loan so this amount can be low, sometimes as low as 30-40%! The thing is we have all the security in the world that we’d need in your vehicle, so we’re able to beat the offers of all of our competitors. This means more cash in your pocket, and combined with a low monthly payment and interest rate, our Glendale title loans simply can’t be beaten.
What’re you waiting for? If you’re in Glendale and need fast cash, contact Phoenix Title Loans today. We’re located just off 59th Ave. and Glendale, and have many ways for you to get a quick quote with our online chat on the bottom of the page, an Online Title Loan Application, and a convenient phone number.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
