Truck Brands
A Truck takes on a life of its own, apart from its various brethren of automobiles. While only similar to vehicles in that they have an engine, wheels (steering and the ones on the road), breaks and a chassis, they have an advantage as being a means of cargo. In fact, a lot of Valley residents alone are proud owners of these kings of the road. Having taken on payloads and getting to and fro on their steads, drivers of truck garner a certain respect. That respect is reflected here in Phoenix Title Loans.
A Model and Make from each Known Truck Brands
One thing we appreciate is that there are many brands of trucks out there. Here’s a small list of some of the brands we’ll take in for truck title loans:
- Ford
- Chevrolet
- Toyota
- Dodge
- Kaiser
- Navistar International
As you can tell, some brands are more recognized by truck owners. But a lot of the trucks listed are also the same kinds of trucks you see on the road everyday.
We can’t stress enough the fact that we will literally give you an auto title loan on any and all vehicles! The beautiful thing about a title loan is that it’s not a traditional loan product, and is instead a collateral loan. These types of loans are secured loans which means that the person loaning the money (us, Phoenix Title Loans) has security in the repayment of the loan. If for whatever reason, repayment isn’t possible your collateral can cover the entirety and close out the loan. We don’t need to go through the whole hassle of collections and credit and stuff like that meaning that we can loan more aggressively and provide extenuating services that no other type of loan lender will offer. This is why we tell you that every kind of vehicle is good enough for us for a loan, no matter what! If you’re in a time of financial stress, Phoenix Title Loans is here to get you back on your feet.
What’s the process in this?
Our process is straightforward. Simply contact one of our locations, along with bringing the needed documents such as the vehicle’s title and a Arizona State-issued Driver’s License. Make sure the title is yours and is clean. Then once you have arrived with the vehicle and these items, we’ll start the paperwork process and get you the money in your hand as soon as an hour. In some cases, it’s MUCH sooner than that. In fact, the fastest loan we’ve done ever was completed in under FIVE MINUTES!
If you even want to expedite the process a little quicker, then just contact us before you visit one of our 11 valleywide locations. If you fill out our Online Application, talk to us via chat, or even just send us an email, we can work out many of the actual conditions of the loan term before you even visit the location. This allows you to walk into our store, have our knowledgeable associates already know your situation, and be prepared with the paperwork and necessary accommodations to get you in and out with your Truck Title Loan.
Phoenix Title Loans Reliability
Having been in the business for over 10 years gives us a sense of prospective. We’ve assisted many customers Valley-wide, from Tempe to Mesa, Chandler to Scottsdale, Avondale to Casa Grande, Glendale to Phoenix. We’re continuing to make our mark in the Valley of the Sun as a place you can rely when you need money quickly. If you want to business that can help you get the money you need when you need it, visit any of our locations today!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
