Life Happens
At some point, your vehicle will need to have repairs on it. Fan Belts, Electrical failures, damages from collision or punctures, you name it! And one thing that holds people back is the need for money to PAY for the repairs. Is YOUR vehicle in the shop? Do YOU need money to get it repaired to get back on the road again? Phoenix Title Loans has you covered. Stop by our store today to get a Title Loan to Repair Vehicle issues today!
A Title Loan to Repair Vehicle Troubles?
Yes, Indeed! Most people in the Valley commute to work in their car. That’s why they own one. Having no car while it’s being repaired can be a problem.
First and foremost is the cost of the repairs. With cars becoming more sophisticated, repair costs will climb as a result. This will put financial strain in your budget.
Secondly, there’s the lost time in regards to everyday tasks, such as traveling for groceries, meeting with friends/family, traveling as a group (depending on circumstances); simply going from point A to point B (wherever that may be) could be a major issue without a car.
Third, simple convenience is completely thrown out the window! You must now make different arrangements to satisfy your daily routine; this again can cause financial hardship.
That’s why we encourage to get a Title Loan to repair vehicle problems. We’re so serious on this concept we are even willing to cover repair costs!
Wait, WHAT? COVER REPAIR COSTS?
You read that correctly. However, we still need to see the vehicle itself at the repair shop and assess the damage before fitting the bill. If you don’t know which shop to turn to, we can offer recommendations that can help. We are confident enough to cover repair costs under the following businesses:
To reiterate, WE NEED TO SEE THE VEHICLE IN ORDER TO ASSESS COVERAGE, or, YOU CAN CONTACT THESE BUSINESSES LISTED HERE and we can begin the process of repairs after we visit and inspect the vehicle ourselves. Also, there IS a fee in regards to inspecting your vehicle, which ranges from $25 to $50 dollars, depending on distance of your vehicle to us. This, of course, IS WAIVED should you take up on our recommended repair choices.
So, why the Title Loan?
You still need to handle day-to-day life. Getting to work, school, or home now has a new set of challenges. Bottom line, it all boils down to money. That’s why we stress getting a title loan on the vehicle; You receive the title loan WHILE it’s being repaired.
This money will help cover travel/daily expenses. At the very least, it could cover the cost of a pass for public transportation, such as the Valley Metro Bus line, or even the Metro Rail.
It could also be used towards Modern Day Ride Share options, like Uber and Lyft. But in order to GET the money, we recommend contacting us or visiting any of our locations to get the process started.
Phoenix Title Loans is doing ALL of this?
Yes. We’re doing all of this because we have the desire to serve our customers as they have aided us. We would never survive over a decade without the support of our fellow Valley citizens. That’s also why we have several locations throughout the Valley of the Sun in Mesa, Tempe, Phoenix, Casa Grande, Glendale, Scottsdale, Avondale, and beyond. Don’t let repair problems plague you any longer! Call now, and get back on the road again.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
