Get Low Rates On a Title Loan Today!
For Interest Rates on a Title Loan, Low Rates are what people look after. Due to the large volume and how many different places there are offering auto title loans throughout the valley, many people are relatively uninformed concerning the interest rates. In our experience at Phoenix Title Loans, LLC, the best thing we can provide our customers, besides cash, are low rates of interest on the loan itself.
How Can We Offer Low-Interest Rates in Arizona?
Here at Phoenix Title Loans, LLC, we have 10 locations spread across Phoenix, Tempe, Mesa, Scottsdale, Chandler, and Avondale, making us very accessible, but compared to many of the larger companies like Title Max, LoanMax, and CheckSmart, we don’t really have that many.
This means that we have far lower rent, much smaller overhead, and overall lower costs to pay. It puts us in a position to where we can pass these savings on to our customers rather than reaping additional profits. We don’t attempt to gouge our customers for what we think we can get, but scale our interest rates appropriately to our customer’s needs, and our risk.
What truly separates us here, along with lower overhead, is the fact that we care. Here at Phoenix Title Loans we take care of our customers and are here to meet their financial needs. We’ve been an auto title lender for over a decade, taking care of our customers every step of the way, and hope to keep it that way as long as we live. We don’t believe that an auto title loan should be used to exploit customers who are in a rough financial situation, otherwise what’s the point? That is why low rates are important to us, as well as our customers.
An auto title loan should be used as a tool to get customers back on their feet, and this is a philosophy that Phoenix Title Loans, LLC has built its business around. This is why we ensure to offer low rates of interest in town so that it’s actually a feasible option and possible to pay back the loan. If you need financial assistance in Phoenix, Scottsdale, Mesa, Tempe, Chandler, or Casa Grande, we can make it happen.
Other Offers We Provide
We also have the benefit of accepting almost ANY vehicle with clear title and a KBB Value over $2,500. If you don’t meet these guidelines, we can often suggest other alternatives.
We buy out title loans, aka refinance title loans in case you feel it too much to handle. And at our location in Van Buren, our Boat Title Loans customers have the benefit of us storing their boats with us while they pay. Free up time to get your loan paid. You will also free up space around the home for whatever purpose in mind. What other Title Loan company is willing to provide these great services with low rates? Other than us, very few.
Title Loans and Low Rates Valley Wide
Phoenix Title Loans, LLC, is unique to Phoenix, Scottsdale, Mesa, Chandler, and Tempe; in the sense that we can offer the lowest interest rates in town. While many competitors simply offer interest rates that are based upon the value and loan-to-value, we offer many different options for customers to save money. We can use as much or as little personal information to try and improve the terms of your loan. While not required, credit score, income, residence, and other things can be used to help however possible.
Multiple Locations in Arizona
One of the best features of Phoenix Title Loans is our multiple locations across the Valley of the Sun. Instead of desperately searching for an auto title loan Phoenix store, just look to us! We have eleven locations spread throughout the Valley, in Phoenix, Scottsdale, Chandler, Avondale, Mesa, Tempe, Casa Grande and so on. We even provided the kinds of auto title loans Casa Grande locals would want! And customers keep coming back to us as the auto title lender choice when they need a financial problem solved!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
