SUV has a special place in the automotive industry since the birth of the Jeep. Not a car, not a truck, but a vehicle all on its own class. And with followup vehicle from other companies, like the Chevy Trailblazer and more, SUVs are as common as standard vehicles. That sense of individuality is what makes it appreciated in the Valley of the Sun, especially those that enjoy the off-road style. Phoenix Title Loans recognize this fact
What types of SUV Title Loans Have You Taken?
There are many brands of SUVs in the market that we have taken in the past. Here is a small listing of the more recognized brands:
These are the most common models taken in for SUV Title Loans. If your vehicle isn’t listed here, don’t worry. Just simply show us your vehicle, its title, and a current, valid ID (usually a drivers license). We’ll offer a title loan with the most loan-to-value possible.
Why Go to Phoenix Title Loans?
What makes Phoenix Title Loans the stand out title loan provider in Phoenix, Tempe, Mesa, Scottsdale, Casa Grande, Avondale, and Chandler is the extensive numbers of title loans we can actually offer. At any of our eleven valley wide locations, any kind of SUV is as good as cash. The reason we’re able to offer what sounds like something that’s way too good to be true is because of two things: 1) the unique nature of an auto title loan and 2) us being experts at the valuation of any vehicle. What’s special about an auto title loan is that it’s a form of collateral loan which allows us to loan more aggressively while also ignoring other factors that other loan originators take into consideration such as credit score, employment status, and what assets you have. Instead, the collateral of your SUV is all the security we need for repayment of the loan. While we make every chance possible to not have to do this, if repayment of the loan isn’t possible we can simply take possession of the vehicle and that’s it. No reporting to credit bureaus, no nonsense. Before we hit that point, we will always make every last effort to reevaluate your situation before we hit that point.
Secondly, due to our decade long plus experience in the Valley of the Sun we’ve become experts at the evaluation of SUVs. We’ve gone beyond the days of just looking at a rough Kelley Blue Book approximation of your vehicle’s value, and take into every little piece of information we can to get you the most favorable loan terms including low interest rates, low monthly payments, and a high loan to value on your vehicle. When we evaluate your vehicle, we look at its exterior condition, interior condition, overall running condition of the vehicle, and can even take into consideration personal metrics if you want a much higher loan value than we initially offer. If you’d like help in evaluating your options to find out the best option available to you, reach out to us via our Online Title Loan Application, our live chat, giving us a call, or just visiting any one of our eleven valley wide locations. Phoenix Title Loans is the only place you should turn to for your SUV title loan to secure the best deal possible.
What Inspired Phoenix Title Loans to Offer This Service?
Most businesses are hesitant on offering SUV Title Loans due to the nature of how rough SUVs are handled. But as they are vehicles, with titles as any other vehicle, it would be silly for a title loan company to not take them in. Also, Phoenix Title Loans has always given customers the chance to get money via the vehicles they own. That’s why most of the Valley come to us when they need title loans. We rarely, if ever, turn anyone away. If we did, we would not have lasted over 10 years. That’s why we have been able to grow and assist customers in our locations dotted throughout the Valley. Contact us or use our locations page to find the store nearest you.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
