For Phoenix Students
For those looking to seek a higher education, the one hurdle they must overcome is that of finances. It’s the test of one’s conviction to see if they are committed to reaching their higher education goals. Fortunately, Phoenix Title Loans can provide assistance for Phoenix Students with our Student Auto Title Loans.
Are There Certain Types of Vehicles That Are Eligible?
Depending on the amount of money Phoenix Students are able to use cars, trucks, vans, ATVs, scooters, and more. We’ve taken in Ford, Chevy, Kia, Subaru, and more. Once again, the only major requirements are the vehicle, its title, and your driver’s license.
Really guys, we will make loans on any and all vehicles! Our student title loan products are good on any vehicle that can drive right on to any one of our many locations. We’re happy to help customers evaluate the options available to them if they’re not sure whether a title loan is right for them. Through filling out our Online Title Loan Application, or utilizing our live chat at the bottom of the screen, we can either get you pre-approved or go over what options are available to you.
Phoenix Students Have Many Expenses to Deal With
Being in the Capitol City of Phoenix isn’t cheap. The cost of living continues to grow even today. As things continue to get more expensive, it becomes more taxing on their finances to peruse an education, even with the assistance from campuses such as ASU, Rio Solado College, and more. Also, students want to enjoy life outside of college, but may lack the time or the funds to do so. Finally, there’s always the burden of rent/boarding expenses, so having emergency money for rent from our student title loans helps as well. Our Student Auto Title Loans give such an option by using the vehicles of Phoenix Students. They bring their vehicles to us, along with their title and State-Issued Driver’s License.
Where is your location in Phoenix?
For Phoenix Students looking for our location, we have the link here. Our physical address is 2803 W. Van Buren St, Phoenix, AZ 85009. We’re on the Northeast corner of Van Buren Street and North 28th Avenue, across a Sinsonnay Mexican Establishment. It’s very close to the I-17/I-10 Junction. This makes it easier to reach our Phoenix location no matter where they are from.
Why Trust in Phoenix Title Loans?
We’re a Valley owned and operated business, for starters. And while college students come in all walks of life, we understand the importance of having the money necessary to handle living in pursuit of an education. This understanding is what has allowed students to come to us when they needed it. It has been our standard for the past decade and continues to be this staple.
We’ve been leaders of the Greater Phoenix area for well over a decade providing citizens access to fast cash when they need it the most. When other title loan lenders aren’t there to help, you can rest assured that Phoenix Title Loans always is no matter your situation. We work with individuals in all situations — no credit, bad credit, no income, fixed income — whatever your case may be, if you’ve got a vehicle, then we’ve got cash for you.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
