For Mesa Students
For those looking to seek a higher education, the one hurdle they must overcome is that of finances. It’s the test of one’s conviction; to see commitment to reaching their higher education goals. Fortunately, Phoenix Title Loans can provide assistance with our Student Auto Title Loans.
Mesa Students Have Expenses That Stack Up
With the City of Mesa ever expanding, the cost of living continues to grow commensurately. As things continue to get more expensive, it becomes more taxing on their finances to peruse an education, even with the assistance from campuses such as Mesa Community College, Wilkes University, and more. Also, students want to enjoy life outside of college, but may lack the time or the funds to do so. Our Student Auto Title Loans give such an option by using the vehicles of Mesa Students. They bring their vehicles to us, along with their title and State-Issued Driver’s License.
Are There Certain Types of Vehicles That can be Used for These Title Loans?
Depending on the amount of money Mesa Students are able to use cars, trucks, vans, ATVs, scooters, and more. We’ve taken in Ford, Chevy, Kia, Subaru, and more. Once again, the only major requirements are the vehicle, its title, and your driver’s license.
Where is your location in Mesa?
For Mesa Students looking for our location in the Mesa area, we have the link here. The greatest benefits that Mesa Students have is that there are three locations to serve them! They are located at the following:
- Eastern Location #1 (A): 1107 East Main Street, Mesa, AZ 85203.
- Western Location #2 (B): 752 South Alma School Road, Mesa, AZ, 85210.
- Central Location #3 (C): 421 East Broadway Road, Mesa, AZ 85204.
Why Trust in Phoenix Title Loans?
The main reason is we’re a Valley owned and operated business. This makes us a trusted source for funding local citizens and businesses! And while college students come in all walks of life, we understand the importance of having the money necessary to handle living in pursuit of an education. This understanding is what has allowed students to come to us when they needed it. It has been our standard for the past decade and continues to be this staple.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
