Short Term Loans Chandler
Residents of Chandler make a living to help this city and their lives better. But every now and then, money becomes a factor in whatever short term goals locals from Chandler and businesses may have. Short Term Loans can fix that; our auto title loans are the short term loans solution that’s easy to get.
Why the Emphasis of Short Term Loans?
The reason is two-fold: First, getting our auto title loans as short term loans will help any goals or projects in mind. Second, if you do need money for emergencies, such as for rent, auto title loans can work for you as well. But it is important to remind our customers that the importance that there are SHORT TERM loans. It is ill-advised to get our programs if you intend to use them for a long-term purpose. Don’t expect a home mortgage payment to be covered under our auto title loans…unless you own a Ferrari or other custom built vehicle.
What is Necessary to Get These Loans?
All you need do is have a car, a title for that car, and a valid and current Arizona State-Issued Driver’s License. We may request additional paperwork, such as pay stubs or proof of address. Keep in mind that is entirely on a case-by-case basis. If you would like to contact our store to find out more information, please click here.
What’s important to note here is that we’re able to structure each of our loans around the needs of each individual customer. At Phoenix Title Loans, we don’t allow things like income, or credit limitations prevent our customers from getting a loan. After all, it is called a title loan, right? All that’s really required in Chandler is your vehicle. While we can consider these other factors in some short term loans to find you more favorable conditions, they are far from a strict requirement in order to get a loan from us. Regardless, we’re happy to help you evaluate your exact situation no matter what it may be. Just fill out our Online Title Loan Application or use our live chat at the bottom of the screen and we’ll find the right solution for you.
Where Can Customers Find You in Chandler?
To get to our Tempe Location, we have a map provided:
We are located on the Southwestern corner of North Arizona Avenue (AZ-87) and West Warner Road; next to a Mambo Dominican Kitchen Restaurant. The AZ-87 makes it easy to get to our store and get back onto the open road. Pretty straightforward. Of course, these short term loans aren’t limited Chandler residents. These loans are for any resident of the Valley and more!
As the leading provider in title loan companies, Phoenix Title Loans has made a name for itself; thanks to the support of each and every customer that walks in our doors. This relationship has lasted for over a decade and beyond. So whenever you need short terms loans, Chandler locals can point you to one direction: Phoenix Title Loans!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
