RV Title Loans Approved Gallery
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WHAT ARE RV TITLE LOANS?
The most asked questions of us are, “What are RV title loans,” and “What is a RV title loan?” The answer is simple. A RV Title Loan, Auto Title Loan or any other Recreational Vehicle Title Loan is one you secure by using your recreational vehicle’s title as collateral. This benefits you because not only do you get the cash you need but you keep driving your car as well. Also, since this is a collateral loan, your credit, whether it’s good, bad, slow or no is never an issue.
HOW DO I GET AN RV TITLE LOAN?
How to get an RV title loan is one of the easy questions we are asked with an answer just as easy. Phoenix Title Loans, LLC wants this to be as simple a process for you as possible so we have tried to design a system for this process that makes your getting an RV title loan as fast, easy and enjoyable as possible. The first step is to fill out our application available on this website or come in to one of our convenient locations in Phoenix Metro, Scottsdale, Avondale, Mesa, Tempe, Chandler and Casa Grande. When you fill out our online application, you will then receive a call from one of our representatives who will verify that you and your recreational vehicle meet the necessary requirements for a title loan and give you an idea of how much we can lend. Finally, you will come to one of our conveniently located stores to where our expert representatives will look over your recreational vehicle, confirm your loan amount, complete some paperwork and within minutes you will be walking out with the cash you need, and the keys to your recreational vehicle.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
