Seeing is believing, as the saying goes. We can tell you about the great offers we show to our customers, or we can be even better and show you some of the vehicles and mobile homes we have taken under our wings to approve the money people need. A picture is worth a thousand words and we have GALLERIES waiting to speak to you. Here is a listing our Galleries for your viewing pleasure:

Luxury Auto Title Loans Approved

Truck Title Loans Approved

RV Title Loans Approved

Mobile Home Title Loan Approvals (Coming Soon)

Motorcycle Title Loan Approvals (Coming Soon)

Boat Title Loans Approved

Salvage Auto Title Loan Approvals (Coming Soon)

Student Auto Title Loan Approvals (Coming Soon)

 

This is just the tip of the iceberg of what we have available in terms of services. We have the money, we have the drive, we only need YOU to come to our store and make an offer. You won’t regret the decision. Even better, if you want to just dive right in, check our Online Title Loan Application and you could get approved before you even get to the STORE!

DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.

Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations. CREDIT CHECK NOT REQUIRED ON MOST LOANS.

Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.

Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.

Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.