Our Online Title Loan Application
Use our easy online title loan application your title loan today. Our loan application is a good way to start the process for our customers in Phoenix, Scottsdale, Mesa, Tempe, Chandler, Queen Creek, Avondale and Casa Grande. You should receive a response very quickly from your application, with our initial estimated valuE of cash we can loan you on a title loan. On average, a response is sent within 5 – 10 minutes via email, during our daily business hours.
We thank you for considering our online title loan application for your title loan needs. We here at Phoenix Title Loans, LLC hope that this application process will be the key to your financial future no matter what part of the Valley you may reside, be it Phoenix, Scottsdale, Avondale, Mesa, Chandler, Queen Creek, Glendale or even Casa Grande. With online experience being the standard of business, we want to provide all potential Valley customers the opportunity to receive the chance to get the cash they need with our online title loan application.
Once you receive our response, you will still need to go to a Phoenix Title Loans location to complete the paperwork, the assessment and have the cash offer handed directly to you.
*Please check your e-mail after submitting the application for a response. We respond within 5 minutes via e-mail. If there is not a reply in your inbox, please check your spam folder.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
