Auto Title Loan Laveen Arizona
Get an Auto Title Loan Laveen and Cash In Your Hand Today!
Phoenix Title Loans has proudly spent over a decade in serving the town of Laveen. Not only have we been here to watch the growth of the city, but we have taken part of it by helping our customers every day. We have Phoenix Title Loans, LLC locations across the valley doing everything we can for our customers. If you’re in Laveen, Arizona and are in need of financial assistance – Visit us today for a no credit personal loan!
Why Choose Phoenix Title Loans for an Auto Title Loan Laveen residents?
Fast Approvals- Same Day Cash
- No Credit Check
- Low Rates & Long Terms
Loan Requirements
- Proof of Residence
- Government Issued Identification
- Proof of Income
- Must be 18 years or older
Motorcycles
Classic Vehicles
Boat Title Loans
What Type of Vehicles Do You Do Title Loans On?
The most common vehicles we give an auto title loan Laveen can rely on for fast cash are cars and trucks, as they are the most popular among our customers. However, we actually loan on a wide array of different vehicles, including but not limited to, mobile homes, classic cars, boats, airplanes, helicopters, dune-buggies, ATVs, motorcycles, RVs, and so on.
How Interest and Repayment of Your Loan Works
At Phoenix Title Loans, LLC we do offer payment plans that will best fit your needs with an auto title loan Laveen residents. If you want to make only minimal monthly payments, the contract can be written so your payments only cover the interest that is accrued monthly. Therefore, at the end of the loan, you will need to pay the principal that you were originally loaned, in one lump sum. Or you can choose to pay what you can, on top of the monthly interest payment, to chip away at the principal throughout the loan.
Another payment option is an amortization scheduled payment plan. This contract not pays only the interest accruing monthly, but towards the principal too. In the beginning, most of your monthly payments goes towards the interest. But as time and payments continue, the principal lessens, which lowers the interest accruing. Thus, towards the end of the loan, more of your payments are going to the principal, and diminishing the monthly accrued interest. As a result of sticking to the payment schedule, when your last payment is made, the loan has been paid in full.
We charge interest on the current principal owned, not on the original amount borrowed.
To make a payment on your auto title loan Laveen you can: pay online, by phone, my mail or you can come into the store you received the loan. If you want to pay your loan off in full, we require you to come to one of our locations and pay with cash or cashier’s check.
Delinquent Payments
We are here to help the Laveen Community by servicing some its financial needs. If you become delinquent in payments on an auto title loan Laveen residents, we will do our best to work with you. It is unfavorable to both you and us to have your car repossessed. If you are willing to work with us we are willing to work with you!
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DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
