Get Boat Title Loans in Avondale To Keep You Afloat In Cash!
Got a boat that may or may not float? Do you need a little extra cash to keep buoyant?
If you do, then Phoenix Title Loans, LLC recommends you consider getting boat title loans in Avondale for the cash you need today!
What is a Boat Pawn Loan?
Simply put, you use your naval vessel as collateral for a pawn loan. A pawn loan being a collateral loan in which your boat essentially secures your thousands of dollars in loan money we give you.
Naturally, you can still use your boat if you are so eager to do so, but for the BEST value (and depending on the boat’s condition), it would be best to have us store it in our shipyard. Yes, we have one. This doesn’t mean that your ability to get a pawn loan is hindered on us keeping your boat in our shipyard, we can definitely make loans if you have plans to take your boat out to the lake, but we can almost guarantee the ability to secure your loan if it remains with us in the shipyard.
What’s the Difference Between a Boat Title Loan and a Boat Pawn Loan?
Boats technically don’t have titles the same way that cars or vehicles do. What this means is that the loans must be written as a pawn loan, otherwise known as a collateral loan, instead of a title loan. The process works out exactly the same, we’ll still store the vehicle, you’ll have similar interest rates, similar loan amounts, and all the same terms. The one difference to highlight here, however, is that the boat must be stored. In collateral loans, the collateral is kept as security in case of nonpayment so the boat will be kept, safely, in our secured storage lot.
For more information, please click on the bottom right of the screen, to connect to our Live Chat, regarding boat title loans in Avondale. They will be happy to answer any questions, and even begin the process online, prior to going to our store.
What Do I Need to Get Started?
Complete our online application that is the same for car or boat title loans in Avondale. We will need verification of such a boat, so pictures of your maiden vessel would help us authenticate her value. We may also need to verify the boat’s title to make sure it’s free and clear as well. It is the first and foremost concern when it comes to boat title loans in Avondale.
Finally, we need to make sure everything that comes WITH the boat is present. This includes its anchor too. Once everything checks out, we provide an offer for your vessel for boat title loans in Avondale. If you like what we offer, you sail away with cash on hand that day. The terms of our loans are definitely negotiable at this step as well. Small things such as accepting less money than offered can get you a lower interest rate, but can also change whether or not we need to store your boat in our storage facility.
What is the Term of Your Boat Title Loans Avondale?
Our Pawn Loans usually last for up to 90 days. During that time, you can see to paying off the loan in full, or just pay off the interest to extend the lifetime of the loan. To better understand how this process works, check our FAQ page.
Phoenix Title Loans, LLC has weathered the storm of time for over ten years and continue to be a benefit to those looking for cash to pull through. Our ten locations throughout the Valley keeps up within reach so you don’t have to flounder around for a place to get boat title loans in Avondale. Finally, we support the Valley Cities of Phoenix, Tempe, Scottsdale, Mesa, Avondale, and even Casa Grande. So if you need money, today, then stop by any of our locations now.
What Makes Phoenix Title Loans Stand Out?
Absolutely! We also have the benefit of accepting almost ANY vehicle with clear title and a KBB Value over $2,500. If you don’t meet these guidelines, we can often suggest other alternatives.
We refinance title loans in case you feel it too much to handle. And at our location in Van Buren our Boat Title Loans customers have the benefit of us storing their boats with us while they pay. This frees not only time to get your loan paid, but space around the home for whatever purpose in mind. What other Title Loan company is willing to provide these great services? Other than us, very few.
Multiple Locations in Arizona
One of the best features of Phoenix Title Loans is our multiple locations across the Valley of the Sun. Instead of desperately searching for an auto title loan Phoenix store, just look to us! We have eleven locations spread throughout the Valley, in Phoenix, Scottsdale, Chandler, Avondale, Mesa, Tempe, Casa Grande and so on. We even provided the kinds of auto title loans and boat title loans in Avondale that locals would want! And customers keep coming back to us as the auto title lender choice when they need a financial problem solved!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
