You Can Get Cash From Title Loans
No Credit, Bad Credit, No Job, No Income, Low Income, Fixed Income, Restored/Salvage Title, Old Car, RVs, Boats, Car Needs Repairs, Whatever!
We loan cash on just about every single car so we can get you money too. Fill out our online application now and get a free quote from us!
We Loan on ALL Cars No Matter the Situation!
Little Requirements
All you need to get a title loan TODAY is:
- Vehicle Title (and the vehicle!)
- Valid Driver’s License or Government ID
- Proof of Address
- Proof of Current Insurance
That’s it! If you can provide these three items, then we can put cash in your pocket seven days a week. We are the premiere title loan lender in the state of Arizona as we loan on everything! These items are OPTIONAL and can help lower your interest rate, or secure extra cash if needed:
- Proof of Income(needed depending on the amount of the loan)
- A Spare Key
We can even help you out if you don’t have some of these things, so reach out to us now! We can get you a cash title loan today no matter what kind of vehicle you have!
Everything Else About Title Loans!
Title loans, auto title loans, car title loans or any other vehicle title loans are a type of secured loan in which you can use the clear or almost paid off title of your vehicle as collateral. We have all heard about title loans from ads that we have either seen on TV, read about online or heard on the radio. Many do not understand how a title loan actually works causing them to miss out on a valuable cash resource when it perhaps needed the most.
We have all found ourselves in a situation where we needed cash quickly. Perhaps it was for emergency home repairs like replacing an air conditioner or hot water heater. Maybe sudden and unexpected medical or dental bills. It could be for necessary vehicle repairs, parts or new tires.
The point is that whatever the reason might be, a title loan from Phoenix Title Loans, LLC just might be the solution. With 10 Valley-wide locations we want you to know that when you find yourself in a situation where you need cash fast, you do have options available and that a title loan can help you quickly obtain the cash you need now for whatever the reason.
My Credit Is Not Great. How Will I Get Approval?
When you take a title loan, you surrender your vehicle’s title to the lender and allow them to place a lien on it in exchange for the amount you are borrowing. Unlike other types of car loans, a title loan allows you to utilize the title of a vehicle that you already own to secure the cash you need while, in most cases, continuing to drive your car regardless of your credit history.
Whether you have good credit, bad credit, slow credit or no credit the cash you need may be in the vehicle that you are driving. Look here if you’re concerned about bad credit loans for all the information you need. Once you feel confident about getting the title loan, simply fill out our title loan application at the store. When at the store, you have the option of English or Spanish.
How Long Do I have To Payback My Title Loan?
You can take up to 36 months to repay your title loan. There are no penalties or prepayment fees applied if you pay your title loan off early. You can even continue driving your car while your loan is being repaid. We know you need the car for things to do in life. As long as you continue to make the required minimum monthly payments, we’re set to go.
Why Get A Title Loan Through Phoenix Title Loans, LLC?
We are known for giving our customers the most cash along with the lowest interest rates for their title loans. We pride ourselves of the fact that we’ll accept almost any type of vehicle; car, truck or van. Whether it’s a boat, an ATV, a recreational vehicle, a sports car, muscle car, collectible car… We can get you an auto title loan for it.
So If you own a and have a clear title or an existing title loan from another lender then an Auto Title Loan from Phoenix Title Loans, LLC can get you the cash you need in minutes with no hassles and regardless of your credit history. You have several options to choose from. First, simply Complete our on-line application. Second, you can speak with one of our representatives; then just drive to one of our 11 convenient valley wide locations. This will help you to get a title loan in Phoenix, Scottsdale, Avondale, Mesa, Tempe, Chandler, and Casa Grande as well.
What Happens When I’m At One of These Stores?
While at the store, let our staff appraise your vehicle, fill out a bit of paperwork and within minutes you will be driving away with the cash you need. With 11 valley locations, find the one closest to you!
What Kind of Vehicles Do You Give Title Loans On?
We have the ability of accepting almost ANY vehicle as long as the title is free and clear. So, if you have a Jeep, a SUV, a Bentley, a Toyota Truck, ATV, RV or Prius, we can make an offer for cash on a title loan today. Because a title loan is a secured loan. It is a hassle free way of receiving the cash you need, based on the loan to value your vehicle provides.
Multiple Locations in Arizona
One of the best features of Phoenix Title Loans is our multiple locations across the Valley of the Sun. Instead of searching for an auto title loan Phoenix store, just look to us! We have eleven locations spread throughout the Valley, in Phoenix, North Scottsdale, Chandler, Avondale, Mesa, Tempe, Casa Grande and so on. We even provided the kinds of auto title loans Casa Grande locals would want! And customers keep coming back to us as the auto title lender choice when they need a financial problem solved!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations. CREDIT CHECK NOT REQUIRED ON MOST LOANS.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
