Utility Trailer Loan
Utility Trailers are among the more commonly used trailers that accompany vehicles. These trailers carry a multitude of items, from essential building supplies to furniture. But now there is a new benefit to utility trailers. That is in the form of a Utility Trailer Loan. Phoenix Title Loans make a utility trailer loan as easy as possible.
How Does a Utility Trailer Loan Work?
Slightly different from our standard title loans, we focus primarily on the value of the trailer and based the investment on that value. Once a value is determined, we provide an offer in cash; this is via our pawn loan programs. Paperwork is filled out, followed by receiving money on hand.
The process is relatively straightforward and straightforward to start. Also, these loans will have a specific timeframe for the loans to be paid back. This timeframe is discussed to make sure that there are no uncertainties.
What Types of Trailers Do You Take?
A good indication of the type of utility trailer begins with the picture provided here. There is one restriction in that it cannot be a ‘homemade’ utility trailer. The trailer must be from a known manufacturer. Here is a listing of known trailer manufacturers for utility trailers:
This list is not the end all be all and is subject to change. That said, you can contact us via chat/email to ask of which trailers we can take.
Can you Store the Trailers?
We do have an option and location for trailer storage should it be requested. However, we also understand that customers may need these trailers for businesses or personal use. That said, the amount they can receive is SIGNIFICANTLY LOWER should they desire to pursue a utility trailer loan with us. So, to ensure the full value of the loan, we recommend having us store the trailer while the loan is in effect. This pawn loan will get you the best bang for your buck.
Isn’t Phoenix Title Loans a TITLE LOAN COMPANY?
We still are, but as a COMPANY in general, we always seek new means of business opportunities with our customers in the Valley. This passion for entrepreneurship, along with the trust and confidence of our customers, is the secret for our sustainable business model for over the past decade and beyond. This philosophy also means we aid those in various cities in the Valley; such as Phoenix, Tempe, Mesa, Chandler, Avondale, Scottsdale, Glendale, and more! So not only get the title loans you need but also a utility trailer loan as well!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
