Title Loans Scottsdale
Scottsdale offers many things in terms of wealth to its citizens; they range from well-paying businesses, career and networking opportunities, and a healthy business market. Would you believe that the first of these, well-paying businesses, can be achieved using your own vehicle? That’s correct! Getting a title loan for your vehicle is a sure-fire method to getting cash at your convenience; for title loans Scottsdale citizens can rely on, Phoenix Title Loans has what it takes!
How Title Loans Work
Title Loans are a means of getting cash based on the value of the very vehicle you drive. Simply bring it to either of our locations on Shea Blvd or North 87th Street. Our staff will then assess the vehicle’s worth based on several key factors. Once assessed, we will provide a loan-to-value cash loan. If that is satisfactory, the paperwork and the payout will shortly follow.
We will need to have some basic documents to go with the title loan. Make sure to bring the title of the vehicle you plan to use for the loan, your Arizona State-Issued Driver’s License, and proof of insurance (depending on the amount requesting) to seal the deal.
Title Loans Scottsdale Residents Are Looking For
Getting title loans is more than just getting money. That’s the basic premise. When considering title loans Scottsdale locals also see the investment made on such a loan. From the initial payout, they can turn the money into even greater profits for their businesses.
They are also able to use that same money for minor expenses and quickly repay them back. Finally, for the self-made entrepreneurs like Uber and Lyft drivers, they can use this money for maintenance costs on their vehicles and get them back into working shape! Check out our page on Rideshare Title Loans for more info. The usefulness of extra funding is yours to take; to take full advantage of what title loans can bring.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations. CREDIT CHECK NOT REQUIRED ON MOST LOANS.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
