Lower Payment Auto Title Loans with Phoenix Title Loans!
Lower Payment Auto Title Loans Now!
Do you love your car but hate the high monthly payment? Here at Phoenix Title Loans, our goal is to keep you in your car while lowering the current rate you have on your loan. We will refinance your existing AZ auto title loan at a lower interest rate. If you want, we can also structure the loan to be interested only – free up even more cash during the month!
Lower Payment Auto Title Loans – No Fee!
Phoenix Title Loans is the go-to place for lower payments on auto title loans! With rates well below the maximum unlike some others, we can work with you to get the rate down to 120% APR, and even in many cases 96% APR or even 60% APR! There’s no fee for stopping in and seeing how much you can save. On average customers transferring loans to Phoenix Title Loans save roughly 20% off of the interest rate, they are paying with another lender.
Lower Payment Auto Title Loans – No Risk!
The process is quick and easy. Bad credit? No credit? No problem. There is no credit check since the loan is based on the equity in the vehicle. There is instant approval and the best part is, you get to keep your car! Just stop by our store to speak with one of our expert loan specialists today. If you’ve never been through the process of a title loan our friendly staff will guide you through every step of the process.
Lower Payment Auto Title Loans – Why Wait?
Have a high monthly car payment that you’re struggling to make? Get more peace of mind and extra cash during the month with a lower payment auto title loan today! With locations throughout the Valley, there is no excuse not to stop in/call to lower your monthly payment.
Don’t be fooled by our imitators with similar websites! Our promise to our clients is simple. Our professional and courteous staff at Phoenix Title Loans will do everything within our power to get your lower payment auto title loans. We offer our Arizona customers 10 convenient valley-wide locations which are located in the areas of Phoenix, Scottsdale, Avondale, Mesa, Tempe, Chandler, and Casa Grande.
Click on the bottom right of your screen, and our next available assistant can answer any questions you may have, and can even begin the process online, before you arrive at our nearest store near you!
Any other perks to Phoenix Title Loans that makes you stand out?
We also have the benefit of accepting almost ANY vehicle with clear title and a KBB Value over $2,500. If you don’t meet these guidelines, we can often suggest other alternatives.
We will even refinance title loans in case you feel it too much to handle. And at our location in Van Buren, our Boat Title Loans customers have the benefit of us storing their boats with us while they pay. Free up time to get your loan paid and space around the home for whatever purpose in mind. What other Title Loan company is willing to provide these great services? Other than us, very few.
Low Loan Interest Rates
Phoenix Title Loans, LLC, is unique to Phoenix, Scottsdale, Mesa, Chandler, and Tempe; in the sense that we can offer the lowest interest rates in town. While many competitors simply offer interest rates that are based upon the value and loan-to-value, we offer many different options for customers to save money. We can use as much or as little personal information to try and improve the terms of your loan. While not required, credit score, income, residence, and other things can be used to help however possible.
Multiple Locations in Arizona
One of the best features of Phoenix Title Loans is our multiple locations across the Valley of the Sun. Instead of desperately searching for an auto title loan Phoenix store, just look to us! We have eleven locations spread throughout the Valley, in Phoenix, Scottsdale, Chandler, Avondale, Mesa, Tempe, Casa Grande and so on. We even provided the kinds of auto title loans Casa Grande locals would want! And customers keep coming back to us as the auto title lender choice when they need a financial problem solved!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
