Phoenix Title Loans, LLCNo Credit Title Loans San Tan Valley
Credit scores can make or break customers that are short on cash in San Tan Valley. Most customers may not have the best of scores. This causes them to miss out on money they need to handle expenses. And if you have no credit at all, it’s not possible to get any loan. Fortunately, You can rely on Phoenix Title Loans for No Credit Title Loans San Tan Valley locals accept.
Do You Need Good Credit for Title Loans?
Maybe with our competitors, but not with us! The major criteria needed for our title loans is the vehicle itself. There are additional documents we will need, but we will explain that next. The same goes if you have no credit to speak of. This would be the best method to possibly acquire title loans to date!
What Additional Documents Do You Need?
There are some basic documents that we would need to cover our bases for title loans; they would be the following:
- Arizona State-Issued Driver License
- Title of the Vehicle used for the Title Loan
- Proof of Insurance (depending on the amount)
- The Vehicle of the Title Loan itself.
Are there Specific Vehicles You Are Looking For?
No, not at all. The only vehicles that we care about are the one that you can bring to our locations under their own power. While salvaged vehicles can sometimes qualify, they must first be repaired and the title recovered as a restored Salvage title. Once that is done, the process remains relatively the same for our No Credit Title Loans San Tan Valley. Also, bring the vehicles you normally drive; Cars, Trucks, Vans, SUVs and then some! We openly handle them all.
Why Offer This Type of Title Loan Programs?
Phoenix Title Loans is willing to offer much and more for our customers. With each title loan program, we continue to help customers using them a way to get back on their feet financially. This in turn allows them to spread the word about us, allowing us to grow. That’s how No Credit Title Loans San Tan Valley residents depend on, come from Phoenix Title Loans.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
